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£475,000
Bedrooms
Bathrooms
Reception
A beautifully presented detached family house with garage and off-street parking for two vehicles.
The accommodation comprises a downstairs cloak room, spacious lounge with a bay window to the front and a door to the rear opening into a conservatory which in turn has French doors leading to an enclosed rear garden.
Kitchen with Beech effect wall and base units with black granite work surfaces over, underfloor heating, space for fridge / freezer, cooker point and plumbing for a washing machine all to the ground floor with five bedrooms to the first floor and a bathroom comprising a close coupled WC, vanity unit with wash hand basin and walk-in shower enclosure with fully tiled floors.
This property also benefits from having no onward chain, double glazing, gas central heating.
Ideally situated close to Avon Valley Railway which incorporates the Bristol to Bath cycle track. Excellent commuting opportunities with Keynsham train station and good bus services to Bristol and Bath.
Ideally located to good local Primary & Secondary Schools.
Photos were taken when the property was vacant and some of the decor in the bedrooms has been changed.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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