4 bedroom detached bungalow for sale

£415,000 Guide Price

4

Bedrooms

1

Bathrooms

**** spacious 4 bedroom detached chalet ****
St George Homes are pleased to offer for sale this spacious 4 bedroom detached chalet and benefits a 13 x 102 reception hall, 203 kitchen/diner, lounge, ground floor bathroom 2 first & 2 ground floor bedrooms, UPVC double glazing, ample parking & garage,
Situated in a central location of Hullbridge being a short walk of local shops Schools & doctors surgeries also close by are pubs yacht clubs and the River crouch having excellent boating facilities & countryside walks

Accommodation

Reception Hall (3.96m x 3.10m (13 x 102))

UPVC double glazed window & door, stairs to first floor, radiator, power points

Lounge (5.23m x 3.56m (172 x 118))

UPVC double glazed French doors with side windows & further window to side, feature fireplace with stone hearth & inset incorporating gas living flame fire, coving, radiator, power & Tv points, wall lights

Kitchen/Diner (6.17m x 2.54m (203 x 84))

UPVC double glazed windows to side with further door & window to rear, fitted with a range of white eye level & base level units, rolled edge worktops incorporating scratch resistant sink-drainer, space for gas cooker, splash back tiling, integrated fridge-freezer, radiator, plumbing for dishwasher, power points, coving, wall mounted boiler

Rear Lean Too (2.44m x 1.22m (8 x 4))

UPVC double glazed window to rear & door to the rear garden, power points, plumbing for washing machine

Bedroom 1 (3.96m x 3.66m (13 x 12 ))

UPVC double glazed window to front, fitted wardrobes to one wall further wardrobes & bed recces incorporating bed space & bedside cabinets, coving, radiator, power points

Bedroom 2 (3.86m x 2.49m (128 x 82))

UPVC double glazed window to side, radiator, power & Tv points

Bathroom

UPVC double glazed window to side, modern white suite comprising paneled bath with shower/mixer taps, low level wc, wash hand basin with storage cupboards below & above, shower cubicle, wall mounted Dimplex heater & radiator, partly tiled walls, coving

First Floor Landing

With doors leading to bedroom 3 & 4

Bedroom 3 (5.18m x 3.25m (17 x 108))

Two velux skylight windows to side, radiator, power points, eves storage to three elevations

Bedroom 4 (3.25m x 2.44m (108 x 8))

Double glazed skylight window to front, eves storage, radiator, power points

Outside

Rear Garden

Being mainly paved with shrub beds & borders, lighting, tap, access to front

Front Garden

The property is set well back from the road with a lawn area with shrub beds, & own drive

Own Drive & Garage

The properties own drive provides parking for two cars and access to garage: Up & over door to front, lighting & power points, window to side



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 345075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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