4 bedroom detached for sale

£575,000

4

Bedrooms

2

Bathrooms

Floorplan

Shepherds are pleased to market this delightful four-bedroom detached home, perfectly situated in a sought-after West Cheshunt location. This spacious residence offers an ideal blend of comfort and modern living, featuring generous accommodation throughout.

The properties ground floor boasts a bright and inviting interior, highlighted by a large living area that flows seamlessly into the dining room, making it perfect for entertaining family and friends. The well-equipped kitchen / breakfast room provides ample storage and workspace. There is also a w/c on the ground floor.

On the first floor there are four well-proportioned bedrooms, including a master suite with an en-suite shower room. There is also a separate bathroom.

Step outside to discover the front garden and a beautifully landscaped west-facing rear garden, ideal for enjoying sunny afternoons and relaxing evenings. This outdoor oasis offers a peaceful retreat, perfect for family gatherings or quiet moments of reflection. This home is perfect for families seeking space and convenience. Additional features include off-street parking and the close proximity to local amenities, schools, and transport links.

Dont miss the opportunity to make this charming property your own in the heart of West Cheshunt!

Front Door -

Entrance Porch -

W/C -

Living Room - 6.81m x 3.81m (224 x 126) -

Dining Room - 4.24m x 4.09m (1311 x 135 ) -

Kitchen / Breakfast Room - 6.10m x 2.44m (20 x 8) -

First Floor Landing -

Bedroom One - 4.70m x 3.25m (155 x 108) -

En Suite -

Bedroom Two - 3.25m x 3.20m (108 x 106) -

Bedroom Three - 5.16m x 2.49m (1611 x 82) -

Bedroom Four - 3.45m x 2.16m (114 x 71) -

Bathroom - 3.38m x 2.49m (111 x 82) -

Outside -

Front Garden -

West Facing Rear Garden -

Double Garage - 5.82m x 5.00m (191 x 165) -

Rear Driveway -

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 477075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 45825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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