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£1,275,000 Offers in excess of
Bedrooms
Bathrooms
Rarely available FOUR bedroom, two bathroom detached house situated in one of Keston villages prestigious roads, Oakfield Lane.
Internally the house has large accommodation throughout and huge potential to extend further STPP.
Externally the property has a beautifully well kept garden with privacy and seclusion, to the front ample off road parking and garage.
The property is ideally located within Keston village, with many amenities that include a post office, two pubs, a deli-style caf. There is a choice of highly rated schools in the Keston area. Keston Primary School (5 minute walk), Hayes Primary School (5 minute bus ride), Hayes Secondary School (5 minute bus ride), Ravens Wood Secondary School (15 minute walk or a 5 minute drive) and Keston Forest Pre-School (5 minute drive).
The property also benefits from being equidistant between Hayes and Locksbottom, with their varied eateries, and great selection of independent and larger shops. The local area is also served with good, regular bus routes to the mainline stations that include Hayes and Bromley South.
The property is a few minutes walking distance from Keston Common, including Keston Ponds, beautiful woodlands and a nature reserve.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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