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£875,000
Bedrooms
Bathrooms
We are delighted to present to the market this truly unique, stunning three double bedroom detached period cottage.
The property is conveniently located for both West Wickham High Street with its variety of restaurants, boutiques and specialist stores and for the train station offering connections to London Charing Cross and Cannon Street. This fabulous cottage has been sympathetically modernised by the current owner so as not to lose any of its abundance of charm and allows contemporary living to meet period and character harmoniously.
On entering the cottage you are greeted by the entrance hall / reception room which has exposed floor boards and feature fire place, this leads through to the main reception room which features an attractive wood burning stove within a stunning fireplace, from the main lounge are French doors to the garden.
Continuing on the ground floor you will find a fantastic traditional kitchen with attractive tiles, gorgeous stained glass window, butler sink and solid wood block worktops, this leads to a charming breakfast room boasting original flag stone flooring, completing the ground floor is the elegant bathroom.
The solid oak staircase leads you to the first floor, where you will find three generous double bedrooms, and a shower room.
The cottage is set behind an electric wrought iron gate as well as a boundary of mature trees and planting which frames the garden beautifully and provides both charm and privacy. The stunning garden offers a secluded patio area which is ideal for entertaining and al-fresco dining as well as offering views over the mature gardens and lawn. In the garden you will also find an outside building, which can be used as a gym/annex with a shower room.
Local Authority Bromley Council Tax band F
Energy Efficiency Rating E.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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