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15 High Street, Sileby Leicestershire
£127,000
Bedrooms
Bathrooms
AN IMMACULATE SECOND FLOOR APARTMENT WITH STYLISH DECOR AND WHICH IS SITUATED IN THE VILLAGE CENTRE WITH EASE OF ACCESS TO TRANSPORT LINKS (INCLUDING MIDLAND MAINLINE), SHOPS AND AMENITIES..... The accommodation, ideal for first time buyer or investment, comprises entrance lobby with cloaks hanging space, hall with storage, lounge/ diner, fitted kitchen, two bedrooms and bathroom with fitted white three piece suite. outside there is an allocated parking space, visitor parking and bin stores. EPC Rating - TBC
Detailed Accomodation - The flat is accessed by a communal hall and lobby and a telecom entry system. On the second floor there is an entrance door to the flat.
Entrance Hall - Hanging space for cloaks access to hall via internal door.
Hall - Access to living room/diner, kitchen, two bedrooms, bathroom and storage cupboard.
Living Room/Diner - 149x 111 - Two uPVC DG windows to front elevation,radiator.
Fitted Kitchen - 89x 86 - uPVC DG Window to front elevation, wall and base mounted fitted units with roll top work surface. Single drainer sink unit with tap over. Gas hob with oven under and extractor over. Wall mounted and concealed combination gas boiler. Tiled floor and splash backs, plumbing for washing machine and slimline dishwasher, space for tall standing fridge/ freezer.
Bedroom One - 113x 88 - uPVC DG Window to rear elevation, radiator.
Bedroom Two - 95x 72 - uPVC DG Window to rear elevation, radiator.
Bathroom - uPVC DG Opaque window to rear elevation, three piece white suite comprising; low flush w.c., pedestal hand wash basin and panel bath with shower over.
Outside - Allocated parking for one car and some visitor parking. Secure communal access with intercom. Close to train station and A6. Bin Store.
Tenure - We advised by the current Vendor(s) that the property is held leasehold on the balance of 150 year lease dated 1/1/2005. Expires 31/12/2154. Associated ground rent is 309.72 per annum (paid twice yearly) and service/ management charge is approx. 1515 per annum (assessed for year 2026)
Restriction on pets you have to inform the lease hold company if you plan to own a dog, this is due to noise disturbance from possible barking. There are restrictions on wooden flooring , this is due to again noise for neighbours below. Restrictions in relation to sky dishes installed outside and having services drilled in through outside wall into apartment is not permitted. There is a communal sky dish , Sky Q can be installed
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
15 High Street, Sileby Leicestershire
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