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£620,000
Bedrooms
Bathrooms
Beautiful THREE DOUBLE BEDROOM, REAR EXTENDED, semi detached bungalow, situated in this MOST SOUGHT AFTER ROAD, and offered for sale in FABULOUS CONDITION. With gas central heating, double glazing, open plan living/dining room, fabulous kitchen and bathroom, South facing garden and parking to front.
Accommodation comprises (all measurements approximate)
UPVC part double glazed entrance door to:
HALL
Oak flooring, power points, double radiator, loft access via drop down hatch with loft ladder.
LOUNGE/DINING
Dining Area - 3.35m x 3.35m (11 x 11)
1930s style open fireplace with gas fire, oak flooring, inset spotlights to ceiling, double radiator and opening onto:
Lounge Area - 4.57m x 4.12m (15 x 136)
Dual aspect room with UPVC double glazed side window with wooden style slat blind, UPVC double glazing casement doors to garden, contemporary radiator, inset spotlights to ceiling and oak floor.
KITCHEN - 5.33m x 3m Max (176 x 910 Max)
Fabulous room with range of cream Shaker style fitted base and wall units with contrasting rolled worktops. One and a half bowl sink unit with Monobloc mixers and drainer, integrated electric oven, 4 ring gas hob with extractor hood above and integrated dishwasher. Recess for fridge/freezer, washing machine and tumble dryer. Part tiled walls, tiled floor, contemporary radiator, inset spotlights to ceiling, double glazed casement doors to garden with side lights.
BEDROOM 1 - 3.61m x 3.35m (1110 x 11)
UPVC double glazed bay window to front with wood slat shutters, double radiator under and picture rail.
BEDROOM 2 - 3.45m x 3.35m (114 x 11)
UPVC double glazed bay window to front with wood slat shutters, double radiator under and picture rail.
BEDROOM 3 - 3.35m x 3.05m (11 x 10)
UPVC double glazed window to side with wood slat shutters, radiator under, store cupboard and picture rail.
BATHROOM
White suite comprising panelled bath with chrome mixers and shower over bath, shelf recess, WC and wash hand basin. Mirrored cabinet, extractor fan, tiled walls and floor, inset spotlights to ceiling and chrome towel radiator.
REAR GARDEN
80 approx. South facing garden with paved patio leading to lawn with flower and shrub borders, large shed to rear, fenced, outside tap and side gate access to shared driveway.
FRONT
Brick block paved parking area, lawn and flower border.
Council Tax Band E.
COUNCIL TAX BANDEThree Rivers Council
ENERGY RATING (EPC)D
UTILITIES
ELECTRIC:Mains
GAS:Mains
WATER: Mains
SEWERAGE: Mains
BROADBAND:FTTC
NOTICE
1. MONEY LAUNDERING REGULATIONS - Intending purchasers will be asked to produce identification documentation at a later stage and we would ask for your co-operation in order that there will be no delay in agreeing the sale.
2: These particulars do not constitute part or all of an offer or contract.
3: The measurements indicated are supplied for guidance only and must not be used when ordering either furniture or carpets.
4: Potential buyers are advised to recheck the measurements before committing to any expense.
5: Slades has not tested any apparatus, equipment, fixtures, fittings or services and it is the buyers interests to check the working condition of any appliances. Lease details, service charges and ground rent (where applicable) have been provided by the client and should be checked and confirmed by your solicitor prior to exchange of contracts
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,681.29
Total Interest: £345,266.04
Overall Total: £965,266.04
Amortization For Monthly Payment: £2,681.29 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £19,657.46 | £12,518.07 | £607,481.93 |
| 2026 | £19,250.95 | £12,924.58 | £594,557.35 |
| 2027 | £18,831.25 | £13,344.29 | £581,213.06 |
| 2028 | £18,397.91 | £13,777.62 | £567,435.44 |
| 2029 | £17,950.50 | £14,225.03 | £553,210.41 |
| 2030 | £17,488.57 | £14,686.97 | £538,523.44 |
| 2031 | £17,011.63 | £15,163.91 | £523,359.53 |
| 2032 | £16,519.20 | £15,656.33 | £507,703.20 |
| 2033 | £16,010.79 | £16,164.75 | £491,538.45 |
| 2034 | £15,485.86 | £16,689.67 | £474,848.78 |
| 2035 | £14,943.89 | £17,231.65 | £457,617.13 |
| 2036 | £14,384.32 | £17,791.22 | £439,825.92 |
| 2037 | £13,806.57 | £18,368.96 | £421,456.95 |
| 2038 | £13,210.07 | £18,965.47 | £402,491.49 |
| 2039 | £12,594.19 | £19,581.34 | £382,910.14 |
| 2040 | £11,958.32 | £20,217.22 | £362,692.92 |
| 2041 | £11,301.79 | £20,873.74 | £341,819.18 |
| 2042 | £10,623.95 | £21,551.59 | £320,267.59 |
| 2043 | £9,924.09 | £22,251.44 | £298,016.15 |
| 2044 | £9,201.51 | £22,974.03 | £275,042.13 |
| 2045 | £8,455.46 | £23,720.07 | £251,322.05 |
| 2046 | £7,685.19 | £24,490.35 | £226,831.70 |
| 2047 | £6,889.90 | £25,285.64 | £201,546.07 |
| 2048 | £6,068.78 | £26,106.75 | £175,439.32 |
| 2049 | £5,221.01 | £26,954.53 | £148,484.79 |
| 2050 | £4,345.70 | £27,829.84 | £120,654.95 |
| 2051 | £3,441.96 | £28,733.57 | £91,921.38 |
| 2052 | £2,508.88 | £29,666.65 | £62,254.73 |
| 2053 | £1,545.50 | £30,630.03 | £31,624.70 |
| 2054 | £550.84 | £31,624.70 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 28 2025
All confirmed! We look forward to speaking with you.
Wed May 28 2025
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