4 bedroom detached for sale

£450,000

4

Bedrooms

2

Bathrooms

Floorplan

PRICE GUIDE 450,000 - 475,000. Situated in a popular location within Rochford is this immaculate four bedroom detached family home benefiting from having ensuite to master bedroom, large lounge, dining room, landscaped rear garden with artificial grass, double length garage and own driveway providing off street parking for two vehicles. Close to local schools, shops and mainline railway station with links to London- Liverpool Street. Viewing highly recommended.

Entrance via double glazed entrance door to:

Entrance Hall - Double glazed window to side aspect. Stairs to first floor accommodation. Wood effect flooring. Textured ceiling, radiator:

Lounge - 1710 x 156 (559'329' x 492'198') - Double glazed bay window to front aspect, feature Media wall, coving to textured ceiling, radiator, double opening doors to:

Dining Room - 3.89m x 2.49m (129 x 82) - Double glazed window to rear aspect, double glazed sliding patio doors providing access to rear garden, wood effect flooring, coving to textured ceiling, radiator:

Kitchen - 3.25m x 3.00m (108 x 910) - Double glazed window to rear aspect, double glazed door providing access to side, comprehensive range of base and eye level units, roll edge work surfaces, inset stainless steel sink drainer unit, built in electric oven with electric hob and concealed extractor above, tiled splash backs, integrated fridge/freezer, cupboard housing boiler, wood effect flooring, textured ceiling.

Ground Floor Cloakroom/Wc - Obscure double glazed window to side aspect, wc with low level cistern, inset wash hand basin with vanity storage below, tiled floor and walls, heated towel rail:

First Floor Landing - Doors off onto:

Bedroom One - 3.73m x 3.63m (123 x 1111) - Double glazed window to front aspect. built in bedroom furniture, textured ceiling, radiator:

Ensuite - Obscure double glazed window to side aspect, wc with low level cistern, inset wash hand basin with vanity storage below, corner shower cubicle, tiled floor and walls, heated towel rail:

Bedroom Two - 3.63m max x 3.15m max (1111 max x 104 max) - Double glazed window to front aspect, built in cupboard, wood effect flooring, textured ceiling, radiator:

Bedroom Three - 2.69m x 2.46m (810 x 81) - Double glazed window to rear aspect, range of wardrobes( the vendors advise these match the furniture in bedroom One and can easily be removed), textured ceiling, radiator:

Bedroom Four - 2.46m x 2.39m (81 x 710) - Double glazed window to rear aspect, textured ceiling, radiator:

Family Bathroom - Obscure double glazed window to rear aspect, wc with low level cistern, pedestal wash hand basin, panelled bath with shower over, wood effect flooring, part tiled walls, radiator:

Externally - The beautifully landscaped low maintenance West backing rear garden measures approx 60 and commences with a paved patio leading to shingle pathway and artificial lawn areas. Exterior lighting, gate to each side providing access to the front.
The front garden has been landscaped with slate shingle and shrubs, paved pathway leading to entrance door and own driveway providing off street parking for two vehicles which in turn leads to a double length garage 35 x 79 with up and over door, power and lighting, utility area with plumbing for appliances and door providing access to the rear garden.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 373950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 36450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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