4 bedroom town house for sale

£250,000

4

Bedrooms

2

Bathrooms

Floorplan

DESCRIPTION Within a short walk of Pocklington town centre, this townhouse property offers four bedrooms, two of which have ensuite shower rooms, an open-plan kitchen/dining room and spacious sitting room on the first floor. The property also benefits from off-street parking and garage and is coming to market to No Onward Chain.


LOCATION Nestled in the spectacular Yorkshire Wolds, Pocklington, a thriving and historic market town is located approximately 13 miles east of York, 25 miles from Hull and 18 miles from access to the M62 at Howden. There is an excellent range of facilities including supermarkets, library, doctors surgery, dental practices, churches, and the popular Pocklington Arts Centre. The town also boasts schools for all age groups, including the highly regarded Pocklington public school, and also has good sporting and recreational facilities.

ACCOMMODATION COMPRISES Storm porch with storage shed, front door leading to;

HALLWAY Stairs to first floor, cloaks cupboard and cupboard housing hot water cylinder, Karndean flooring, radiator.

GUEST BEDROOM/FAMILY ROOM 9 9' x 12 (2.97m x 3.66m) Window to rear aspect and French doors leading onto garden. Karndean flooring, radiator.

ENSUITE Window to rear aspect. White suite comprising shower, WC and basin inset in vanity unit. Karndean flooring, radiator.

UTILITY ROOM Range of fitted wall and base units, plumbing for washing machine. Sink and drainer. Karndean flooring, radiator.

LANDING Stairs to second floor, doors to;

SITTING ROOM 12 10' x 16 1' (3.91m x 4.9m) Two windows to front aspect. Electric fire with surround, radiator.

DINING ROOM 9 11' x 8 7' (3.02m x 2.62m) Window to rear aspect. Karndean flooring, radiator. Opening to;

KITCHEN 12 5' x 7 4' (3.78m x 2.24m) Window to rear aspect. Range of fitted wall and base units with worktops, cupboard housing central heating boiler, plumbing for dishwasher. Four ring gas hob with extractor over and electric oven below. One and a half bowl sink with drainer. Karndean flooring, radiator.

WC White suite comprising WC and basin inset in vanity unit. Radiator.

LANDING Access to loft.

MASTER BEDROOM 12 10' x 10 5' (3.91m x 3.18m) Window to front aspect. Radiator.

ENSUITE Roof window to front aspect. White suite comprising newly fitted shower unit and WC, basin inset in vanity unit. Radiator.

BEDROOM THREE 10 1' x 8 7' (3.07m x 2.62m) Window to rear aspect. Radiator.

BEDROOM FOUR 10 x 7 4' (3.05m x 2.24m) Window to rear aspect. Radiator.

BATHROOM White suite comprising bath with shower over, WC and basin inset in vanity unit. Part tiled walls, radiator.

OUTSIDE The front of the property is laid to lawn with a driveway leading to the integral garage. The rear garden has a paved patio are with gravelled and raised borders.

GARAGE 15 8' x 7 11' (4.78m x 2.41m) Up and over door to front, light and power.

INTERESTED? Nestled in the spectacular Yorkshire Wolds, Pocklington, a thriving and historic market town is located approximately 13 miles east of York, 25 miles from Hull and 18 miles from access to the M62 at Howden. There is an excellent range of facilities including supermarkets, library, doctors surgery, dental practices, churches, and the popular Pocklington Arts Centre. The town also boasts schools for all age groups, including the highly regarded Pocklington public school, and also has good sporting and recreational facilities.

DISCLAIMER These particulars, including all measurements, whilst believed to be accurate are set out as a general outline only for guidance and do not constitute any part of an offer or contract. Interested parties should not rely on them as statements of representation of fact, but must satisfy themselves by inspection or otherwise as to their accuracy. No person in this firms employment has the authority to make or give any representation or warranty in respect of the property. No services or appliances mentioned in these particulars have been tested by the agent.
Floor plans are provided for illustrative purposes only.
Where stated, potential yield figures are based on 12 (months) x the possible achievable rent divided by the asking price.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £1,081.17

Total Interest: £139,220.18

Overall Total: £389,220.18

Amortization For Monthly Payment: £1,081.17 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£7,926.40 £5,047.61 £244,952.39 
2026£7,762.48 £5,211.52 £239,740.87 
2027£7,593.25 £5,380.76 £234,360.10 
2028£7,418.51 £5,555.49 £228,804.61 
2029£7,238.11 £5,735.90 £223,068.71 
2030£7,051.84 £5,922.16 £217,146.55 
2031£6,859.53 £6,114.48 £211,032.07 
2032£6,660.97 £6,313.04 £204,719.03 
2033£6,455.96 £6,518.04 £198,200.99 
2034£6,244.30 £6,729.71 £191,471.28 
2035£6,025.76 £6,948.24 £184,523.04 
2036£5,800.13 £7,173.88 £177,349.16 
2037£5,567.17 £7,406.84 £169,942.32 
2038£5,326.64 £7,647.37 £162,294.95 
2039£5,078.30 £7,895.70 £154,399.25 
2040£4,821.90 £8,152.10 £146,247.15 
2041£4,557.17 £8,416.83 £137,830.32 
2042£4,283.85 £8,690.16 £129,140.16 
2043£4,001.65 £8,972.36 £120,167.80 
2044£3,710.29 £9,263.72 £110,904.08 
2045£3,409.46 £9,564.55 £101,339.54 
2046£3,098.87 £9,875.14 £91,464.40 
2047£2,778.18 £10,195.82 £81,268.58 
2048£2,447.09 £10,526.92 £70,741.66 
2049£2,105.24 £10,868.76 £59,872.90 
2050£1,752.30 £11,221.71 £48,651.19 
2051£1,387.89 £11,586.12 £37,065.07 
2052£1,011.65 £11,962.36 £25,102.71 
2053£623.19 £12,350.82 £12,751.89 
2054£222.11 £12,751.89 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 196,450

Mortgage Loan to Value

79%

Gross Yield

12%

Annual ROI

35%

Annual Rental Profit

£ 13,460

Cumulative Rental Profit

£ 134,598

Cost of Purchase

£ 8,950
  • Stamp Duty
    £ 0

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 6,250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 16,540
  • Mortgage Interest
    £ 8,840

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 3,960
  • Letting Fee
    £ 240
  • Maintenance
    £ 3,000
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 282,871
  • Final Equity Profit
    £ 148,274

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 134,598

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 407,224

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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