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£840,000 Guide Price
Bedrooms
Bathrooms
Guide Price 840,000 - 850,000 The Address is delighted to present this spacious, extended five/six bedroom semi-detached house situated on the sought-after south side of West Wickham. This charming property boasts a multitude of features, perfect for a growing family or those seeking generous living space.
Upon entering, you are greeted by two spacious reception rooms, ideal for entertaining guests or relaxing with family. Additionally, a versatile playroom/study/bedroom to the side offers flexible usage options to suit individual needs. The highlight of the ground floor is the large kitchen, thoughtfully extended to include a dining area and providing access to a convenient utility room.
The first floor presents a well-designed layout, featuring two double bedrooms on one side with a WC nestled in between, and three further good-sized bedrooms on the other side, accompanied by a well-appointed family bathroom. Natural light floods the interiors, creating a warm and inviting atmosphere throughout.
Located within walking distance to West Wickham High Street, residents can enjoy a plethora of amenities including cafes, shops, and restaurants. Major retailers such as M&S Food, Sainsburys, Lidl, and Boots are just a stones throw away, ensuring convenience at your doorstep.
For commuters, West Wickham Train Station and various bus routes are in close proximity, offering easy access to Bromley, Croydon, Beckenham, and beyond. Furthermore, the property benefits from off-street parking for several cars in addition to no parking restrictions on the road, providing hassle-free parking solutions for residents and guests alike.
Families will appreciate the proximity to esteemed local schools such as Langley Schools, Unicorn, Glebe, Hawes Down, and St Davids Prep, making this property a desirable choice for those prioritising quality education.
Contact us today to arrange a viewing and envision the endless possibilities to customise this property to your personal taste. A truly exceptional opportunity awaits.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,632.72
Total Interest: £467,779.80
Overall Total: £1,307,779.80
Amortization For Monthly Payment: £3,632.72 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £26,632.69 | £16,959.97 | £823,040.03 |
| 2026 | £26,081.94 | £17,510.72 | £805,529.31 |
| 2027 | £25,513.30 | £18,079.36 | £787,449.95 |
| 2028 | £24,926.20 | £18,666.46 | £768,783.50 |
| 2029 | £24,320.04 | £19,272.62 | £749,510.87 |
| 2030 | £23,694.19 | £19,898.47 | £729,612.40 |
| 2031 | £23,048.01 | £20,544.65 | £709,067.75 |
| 2032 | £22,380.86 | £21,211.80 | £687,855.95 |
| 2033 | £21,692.03 | £21,900.63 | £665,955.33 |
| 2034 | £20,980.84 | £22,611.82 | £643,343.51 |
| 2035 | £20,246.56 | £23,346.10 | £619,997.41 |
| 2036 | £19,488.43 | £24,104.23 | £595,893.18 |
| 2037 | £18,705.68 | £24,886.98 | £571,006.20 |
| 2038 | £17,897.51 | £25,695.15 | £545,311.05 |
| 2039 | £17,063.10 | £26,529.56 | £518,781.48 |
| 2040 | £16,201.59 | £27,391.07 | £491,390.41 |
| 2041 | £15,312.11 | £28,280.55 | £463,109.86 |
| 2042 | £14,393.74 | £29,198.92 | £433,910.93 |
| 2043 | £13,445.54 | £30,147.12 | £403,763.82 |
| 2044 | £12,466.56 | £31,126.10 | £372,637.72 |
| 2045 | £11,455.79 | £32,136.87 | £340,500.84 |
| 2046 | £10,412.19 | £33,180.47 | £307,320.37 |
| 2047 | £9,334.70 | £34,257.96 | £273,062.41 |
| 2048 | £8,222.22 | £35,370.44 | £237,691.98 |
| 2049 | £7,073.62 | £36,519.04 | £201,172.94 |
| 2050 | £5,887.72 | £37,704.94 | £163,467.100 |
| 2051 | £4,663.31 | £38,929.35 | £124,538.64 |
| 2052 | £3,399.13 | £40,193.53 | £84,345.12 |
| 2053 | £2,093.91 | £41,498.75 | £42,846.36 |
| 2054 | £746.30 | £42,846.36 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Wed May 28 2025
All confirmed! We look forward to speaking with you.
Wed May 28 2025
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