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£999,000 Guide Price
Bedrooms
Bathrooms
Reception
Stunning 2 bedroom/2 bathroom apartment in St Pancras Place, in walking distance to Kings Cross St Pancras. The spacious apartment boasts nearly 800 sq. ft. of luxury interiors, comprising two bedrooms, two bathrooms and balcony
The apartment is contemporary with oak veneer wooden flooring, matt white walls and recessed downlights throughout. The bright and airy openplan living area has a private balcony and a fullyfitted designer kitchen with glossy units and white quartz worktops house integrated Neff/Bosch appliances to include a fridge/freezer, washing machine and dishwasher. Gorgeous bedrooms with high-pile fitted carpets, with the master enjoying ind built-in wardrobes, whilst the sleek bathrooms are finished with natural stone tiles, contemporary white suites with Grohe chrome fittings and chrome heated towel rails.
Residents will benefit from access to onsite facilities such as a gymnasium and a 24 hour concierge. Close to all the shops, cafes, bars & restaurants that the regenerated area has to offer. Kings Cross St Pancras is famously Londons most accessible station. Six underground lines pass through the station (Circle, Piccadilly, Hammersmith & City, Northern, Metropolitan and Victoria lines) and National Rail enabling each corner of London to be accessed within minutes.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £4,320.34
Total Interest: £556,323.83
Overall Total: £1,555,323.83
Amortization For Monthly Payment: £4,320.34 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £31,673.88 | £20,170.25 | £978,829.75 |
| 2026 | £31,018.88 | £20,825.25 | £958,004.50 |
| 2027 | £30,342.61 | £21,501.52 | £936,502.98 |
| 2028 | £29,644.38 | £22,199.75 | £914,303.23 |
| 2029 | £28,923.47 | £22,920.65 | £891,382.57 |
| 2030 | £28,179.16 | £23,664.97 | £867,717.60 |
| 2031 | £27,410.67 | £24,433.45 | £843,284.15 |
| 2032 | £26,617.23 | £25,226.89 | £818,057.26 |
| 2033 | £25,798.03 | £26,046.10 | £792,011.16 |
| 2034 | £24,952.22 | £26,891.91 | £765,119.25 |
| 2035 | £24,078.94 | £27,765.18 | £737,354.06 |
| 2036 | £23,177.31 | £28,666.82 | £708,687.24 |
| 2037 | £22,246.40 | £29,597.73 | £679,089.51 |
| 2038 | £21,285.25 | £30,558.87 | £648,530.64 |
| 2039 | £20,292.90 | £31,551.23 | £616,979.41 |
| 2040 | £19,268.32 | £32,575.81 | £584,403.60 |
| 2041 | £18,210.47 | £33,633.66 | £550,769.94 |
| 2042 | £17,118.26 | £34,725.86 | £516,044.08 |
| 2043 | £15,990.59 | £35,853.54 | £480,190.54 |
| 2044 | £14,826.30 | £37,017.83 | £443,172.71 |
| 2045 | £13,624.20 | £38,219.93 | £404,952.79 |
| 2046 | £12,383.07 | £39,461.06 | £365,491.73 |
| 2047 | £11,101.63 | £40,742.50 | £324,749.23 |
| 2048 | £9,778.57 | £42,065.55 | £282,683.67 |
| 2049 | £8,412.56 | £43,431.57 | £239,252.10 |
| 2050 | £7,002.18 | £44,841.95 | £194,410.15 |
| 2051 | £5,546.00 | £46,298.12 | £148,112.03 |
| 2052 | £4,042.54 | £47,801.59 | £100,310.44 |
| 2053 | £2,490.25 | £49,353.87 | £50,956.57 |
| 2054 | £887.56 | £50,956.57 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu May 15 2025
All confirmed! We look forward to speaking with you.
Thu May 15 2025
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