3 bedroom semi-detached for sale

£699,995

3

Bedrooms

Floorplan

' THREE EXCELLENT SIZED BEDROOMS
' GROUND FLOOR SHOWER ROOM/W.C
' FIRST FLOOR BATHROOM AND SEPARATE W.C
' 172 X 13 LOUNGE
' 141 X 13 SEPARATE DINING ROOM
' SPACIOUS FITTED KITCHEN
' SEPARATE UTILITY ROOM
' GAS CENTRAL HEATING
' DOUBLE GLAZING
' 35 X 55 APPROX REAR GARDEN
' DETACHED GARAGE
' PLUS OFF STREET PARKING
' SOUGHT AFTER MARINE ESTATE LOCATION
' WESTLEIGH SCHOOL CATCHMENT AREA
' WALKING DISTANCE OF MARINE PARADE AND LEIGH STATION


Solid wood Entrance Door with lead light stained glass panel, uPVC double glazed lead light stained glass windows either side, to;

Spacious Reception Hall 186 X 82 (5.64m X 2.49m)
Two double glazed lead light stained glass windows to side, three radiators, central arch, thermostat for central heating, picture rails, stairs to First Floor. Corner storage cupboard, understairs storage cupboard.

Ground Floor Cloak / Shower Room
uPVC double glazed lead light stained glass window to front, half tiled walls, suite comprising shower cubicle, pedestal wash hand basin and low flushing W.C. Extractor fan, radiator, ceiling with down lights, shaver point.

Lounge 172 X 13 (5.23m X 3.96m)
Large double glazed lead light stained glass bay window to front, bay radiator, further radiator, coved ceiling, feature fireplace with gas coal effect fire, fitted shelving either side of the chimney breast, T.V point.

Dining Room 141 X 13 (4.29m X 3.96m)
Double glazed sliding patio doors to rear with fitted vertical blinds, natural stone fireplace with gas coals fire. Glazed display cabinets and storage cupboards either side of the chimney breast, coved ceiling, radiator.

Kitchen 123 X 82 (3.73m X 2.49m)
Double glazed window to rear, door to Utility Room, ceramic tiled floor, one and a half bowl single drainer stainless steel sink unit with mixer tap, base cupboard under. Range of fitted kitchen units comprising cupboards, drawers, work surfaces and eye level cupboards. Built in oven and grill, separate split level four ring hob with stainless steel extractor canopy above , plumbing for dishwasher. Ceramic tiling around work surfaces, wall mounted gas central heating boiler.

Utility Room 123 X 8 (3.73m X 2.44m)
uPVC double glazed door and windows to rear, ceramic tiled floor, single drainer stainless steel sink unit, range of fitted cabinets comprising cupboards, drawer, tall cupboard and work surfaces. Plumbing for washing machine, extractor fan, ceramic tiling around work surfaces, door to Shower Room.

First Floor Landing
A spacious landing with uPVC double glazed lead light stained glass window to side, loft access, picture rails.

Bedroom One 14 X 13 ( 4.27m X 3.96m)
uPVC double glazed lead light window to front, coved ceiling, radiator. Large wardrobe unit which can remain if required.

Bedroom Two 14 X 13 (4.27m X 3.96m)
uPVC double glazed window to rear, radiator, fitted floor to ceiling wardrobes along one wall, coved ceiling.

Bedroom Three 135 X 86 (4.09m X 2.59m)
uPVC double glazed lead light windows to front and side, radiator, coved ceiling.

Bathroom
uPVC doubled glazed window to rear, ceramic tiled walls and floor, coved ceiling with downlights. Chrome heated towel rail, radiator. Suite comprising panelled bath and wash hand basin set in vanity cabinet with cupboards under. Electric wall heater.

Separate W.C
uPVC double glazed window to side, half tiled walls, ceramic tiled floor, radiator, coved ceiling with downlights, low flushing W.C.

Outside
The Rear Garden measures approx. 35 x 55, extensive square paved patio areas to the rear of the house, along one side of the garden and to the rear of the garden. Door into Garage, neat lawn. Timber shed and tool shed. Shrub beds, side gate and rear gate. Water tap.

Front Garden
The Front Garden is laid to lawn with shrub borders, large crazy paved patio and footpath.

Garage
A detached garage situated at the rear of the property, internal measurement 9 X 156.
Power and lighting, up and over door. Additional parking space to the front of the garage.

Agents notes:
Council Tax band - E
Mains drainage
Gas, Electric and water



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 580195.875

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17499.875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 55199.625
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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