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£450,000
Bedrooms
'KEYS AVAILABLE FOR VIEWING
'NO ONWARD CHAIN
'SOME MODERNISATION REQUIRED HENCE PRICE
'THREE DOUBLE BEDROOMS
'31 X 102 REAR GARDEN
'OFF STREET PARKING FOR THREE CARS
'SPACIOUS LOUNGE
'SEPARATE DINING ROOM
'FITTED KITCHEN
'SHOWER ROOM / W.C.
'GAS CENTRAL HEATING
'SOUGHT AFTER LOCATION
'WALKING DISTANCE OF LOCAL SCHOOLS AND HIGH SCHOOLS
'WALKING DISTANCE OF SHOPS AND BELFAIRS WOODS AND GOLF COURSE
uPVC double glazed lead light and stained glass entrance door to:
Spacious Reception Hall
Radiator, picture rail, coved ceiling, folding doors concealing staircase to the first floor, built-in cloaks cupboard, further cupboard above.
Lounge 178 x 11 (5.38m x 3.35m)
uPVC double glazed lead light bay window to front with lead light stained glass inserts, coved ceiling, centre ceiling rose, two radiators. Two delightful lead light stained glass windows to side, tiled fireplace with gas coals fire, wood surround and mantle, two wall lights, t.v. aerial point. Lead light stained glass door from Hall.
Kitchen 139 x 84 (4.19m x 2.54m)
Two uPVC double glazed windows to rear, uPVC double glazed door to side. One and half bowl stainless steel sink unit with mixer tap and base cupboard under. Extensive range of fitted kitchen units comprising cupboards, drawers, work surfaces and eye level cupboards. Cupboard concealing plumbed in washing machine, integrated fridge and freezer, built-in oven and grill, separate split level four ring hob with stainless steel extractor canopy above. Wall cupboard housing gas central heating boiler, ceramic tiling around kitchen units.
Dining Room 146 x 121 (4.42m x 3.68m)
uPVC double glazed double opening doors and windows to rear garden, coved ceiling, tiled fireplace with gas coals fire, wood surround and mantle, t.v. aerial point, radiator, understairs storage cupboard, fitted book shelves.
Bedroom One 114 x 101 (3.45m x 3.07m)
uPVC double glazed lead light window to front with stained glass inserts, L-shaped fitted wardrobe unit with dressing mirrors and adjacent dressing table, radiator, picture rail.
Bedroom Two 111 x 10 (3.38m x 3.05m)
uPVC double glazed window to side, radiator, picture rail, mirror fronted wardrobe unit.
Spacious Shower Room 84 x 84 (2.54m x 2.54m)
Two uPVC double glazed windows to side, ceramic tiled walls and floor. Suite comprising double size shower with glazed shower screen, wash hand basin set in vanity cabinet with wall mirror, light and shelf above, low flushing w.c. Extractor fan, ceiling with downlights, heated towel rail.
First Floor Accommodation
Large Bedroom Three 174 x 154 (5.28m x 4.67m)
uPVC double glazed window to rear, wash hand basin in vanity cabinet, radiator, fitted wardrobes with dressing mirrors. Three eaves cupboards.
Outside
The Rear Garden is of an excellent size measuring 31 x 102 (9.45m x 31.09m). Decking patio to immediate rear of property with balustrade and raised timber shrub planters. Attractive block paved full width patio, outside water tap and power points. The garden has two separate lawned areas, greenhouse, two older style storage sheds, further square paved patio, wide side entrance with double gates to the front.
The Front Garden has blocked paved parking for three vehicles with access via double gates and additional pedestrian gate.
Agents Note: All main services connected.
EPC rating to be assessed.
Council Tax Band C
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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