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£700,000
Bedrooms
Located in North Essex in the village of Beaumont-cum-Moze is this wonderful three double bedroom home enjoying an abundance of outbuildings including garaging, an office, a garden kitchen, a sun room, portable stables, a greenhouse and more.
The size of the plot is equally impressive measuring just under 1.4 acres with established gardens, a kitchen garden, an orchard and a field/paddock/meadow to the rear. This really is a unique and exciting opportunity for someone to live in a tranquil rural location, have the benefit of village life yet still have access to schools, shops and mainline train stations.
The main property, an extended detached chalet bungalow, built around 100 years ago, is presented in excellent condition and comprises of a large L-shaped kitchen / diner, utility room, two more reception rooms, a ground floor shower room, three double bedrooms (en-suite and dressing room to main) and a family bathroom with rolltop bath.
You enter Oakdene from Chapel Road onto a newly laid gravel drive that opens out to span between the garages and the home. A welcoming lobby gives access to the downstairs shower room, utility room and in just a couple of steps you are into the large kitchen that flows into the dining room at the front of the house. The fitted kitchen boasts over 8m of worktop, with a plethora of floor level fitted units housing a butler sink, dishwasher, dual ovens, electric hob and room for a free-standing washing machine and a fridge/freezer. The open nature of the kitchen allows the chef to be sociable when entertaining.
The large sitting room, adjoins the dining room and from here youll find the stairs, patio doors that take you to the garden and a door bringing you through to the second living room or snug. Walking around the home you cant help but notice the abundance of light as most rooms have dual or triple aspect windows / patio doors allowing the sun in. The snug completes the downstairs accommodation and continues the warm and bright cottage style with log-burner, patio doors and triple aspect windows.
Three double bedrooms, an ensuite to main and family bathroom fill the upstairs plus there is some good storage in the eaves. The main bedroom, benefits from dual aspect double glazed windows and a dressing area that leads to the en-suite shower room.
The home is warmed using log burners, underfloor heating and electric panel heaters.
The chalet bungalow sits towards the front centre of the plot with the garage/annex to the left and an orchard to the right. The homes garden with a large sun room and hot tub house wraps around the rear of the home and behind the annex is the vegetable garden and greenhouse. The field, as its known, hosts movable stables and could be used for a whole number of options. The triple garage, to the front of the annex (two with up-and-over doors) has behind it an office and a garden kitchen. Potential to turn this into additional living accommodation, subject to planning.
Other features include solar thermal assisted water heating, solar panels (on annex roof) plus 12 ground-mounted solar panels, fibre Internet to property, electric car charging point and a registered well (not-in-use).
Solar Panel info: Oakdene has 12 x 430w Solar panels on a cornish rocker ground mount system in the back meadow. Total Solar PV for this is 5.2kw. The property also houses a 13.5kwh GivEnergy all-in-one battery system which encompasses a whole house backup. The system has a Smart Export Guarantee (seg) through Octopus and is MCS certified. There is also a FiT system (feed-in-tariff) array of approx. 3.6kwh (on garage/annex roof), which is solar only. This benefits from the higher feed-in-tariff rate of export.
Beaumont cum-moze - most locals call it Beaumont - is a scattered hamlet seven miles South East of Manningtree, and nine miles South West of Harwich. The villages of Great Oakley, Thorpe and Stones Green are nearby with Thorpe and Great Oakley providing, amongst other amenities... a school, doctors surgery, a convenience store and in Great Oakley the popular Maybush Inn - a community run public house. Access to Colchester and Ipswich via the nearby A120 means City and town life is not far away.
Property details
Kitchen - 4.19m x 3.24m (139' x 107')
Kitchen/Diner - 3.60m x 6.07m (1110' x 1911')
Shower Room - 1.72m x 1.92m (58' x 64')
Utility Room - 3.10m x 1.60m (102' x 53')
Lounge - 5.63m x 5.96m (186' x 197')
Snug - 5.44m x 6.07m (1710 x 1911')
Main Bedroom - 3.72m x 6.84m (122' x 225')
En-suite - 1.88m x 1.63m (62' x 54')
Bedroom Two - 4.22m x 3.54m (1310' x 117')
Bedroom Three - 3.58m x 3.53m (119' x 117')
Bathroom - 1.87m x 3.10m (61' x 102')
Annexe Overall - 10.54m x 7.92m reducing to 7.10m (344' x 2511' reducing to 233')
Double Garage - 5.78m x 5.52m (190' x 181)
Single Garage - 5.78m x 2.40m (190' x 710')
Office - 4.67m x 4.74m (154' x 156')
Outside Kitchen - 4.67m x 2.36m (154' x 79')
Plot size: 1.37 acres
EPC - F
Council Tax Band - D
Flood Risk: None
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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