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Knights Templar Way, Rochester, Kent
£270,000
Bedrooms
Bathrooms
Reception
This attractive three bedroom end of terrace home is not going to hang around for long! With brand new glazing and doors, the look and feel of the house is so different to others on the estate that we believe everyone will have this one at the top of their viewing list!
The clever owners have taken the external storage cupboard and made it internal giving you storage space in the Entrance Hall along with attractive real wood flooring from the front door all the way through to the rear bi-fold doors. The kitchen is a surprising size measuring 10-- x 8-- with white country style kitchen units, an amazing sparkly floor and even a breakfast bar for meals on the hop or homework over breakfast. The lounge is beautifully light and bright thanks to the combination of a sun trap rear garden and the bi-fold doors and is attractively decorated with a modern feel. Upstairs there are three bedrooms, two doubles and a single and the family bathroom.
Outside to the front, the low maintenance front garden offers great potential to extend STUPP to create an Entrance Porch or even a larger kitchen and bedrooms. To the rear there is a low maintenance rear garden laid to astro turf with decked area and summer house. Garage en-bloc with possible parking space in addition.
Not only is this little gem a wonderful home, it also has location going for it! You really couldn--t get less footfall, situated on a walk-way position with just three other houses and a bungalow, there--s nobody passing unless they--re visiting one of these homes! The Garage is within easy reach and the possibility of a parking space tucked away offers you great peace of mind. Ruffets Wood itself is within easy reach of the A2 and M25 motorway network, is on a good bus route taking you into Gravesend and onto Bluewater for a days shopping and also many coach stops taking you into London. There are plenty of walks up to Shorne country park via the old A2 and down to the Cyclopark for a bit of fun on the bike. There--s a local parade of shops and two parks within walking distance as well as being within the catchment area for plenty of local schools.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Knights Templar Way, Rochester, Kent
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