5 bedroom detached for sale

£875,000 Offers in excess of

5

Bedrooms

3

Bathrooms

Floorplan

Temme English are extremely proud to present this well maintained and incredibly spacious FIVE bedroom detached home. Situated within Crays hill. This home is the perfect family home with FIVE DOUBLE bedrooms and multiple reception rooms as well as a healthy rear garden. The property begins with a large and inviting entrance hall which hosts the stairs and provides access to all downstairs rooms. To the front of the property is the main lounge with a beautiful bay window. There is also a utility/study. To the rear of the property there is a large open plan kitchen/dining room measuring 228 x 23?1 which has bi-folding doors across the back. There is also a ground floor Bathroom and plenty of storage to finalise this large downstairs footprint. As already mentioned the first floor hosts FIVE DOUBLE BEDROOMS as well as a family bathroom and two En-suite?s one to the master with a rooftop balcony. Externally there is parking for plenty of vehicles and an 80ft south facing rear garden with swimming pool and BBQ pit. One main addition the current owners have done is converted the double garage to an out-building and private living. We cannot recommend viewing this home enough so call us today to arrange a viewing!

Open Plan Kitchen/Diner 228 x 231
Lounge 319 x 111
Study/Utility 83 x 104
W/C 27 x 62
Bedroom One 125 x 12
En Suite 29 x 84
Bedroom Two 145 x 112
Bedroom Three 10 x 72
Bedroom Four 111 x 108
Bedroom Five 92 x 79
Council tax band D
EPC Rating: C



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 724575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 21875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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