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£190,000 Offers over
Bedrooms
Bathrooms
This is a truly stunning property that comprises of a large lounge area, kitchen, 2 bedrooms, family bathroom, conservatory which is set in large grounds.
The main entrance to the property via the front door leads onto the hall that gives access to the lounge area, large double master bedroom and family bathroom. The spacious lounge are gives access to the second double bedroom and kitchen. The kitchen is a modern style giving views of the rear garden and access to the conservatory and entertainment area.
The rear garden area benefits include parking spaces for multiple cars, outside entertainment area, workshop and outbuildings including a large outbuilding with entertainment area, bar and toilet.
The property has been maintained to a great standard and is in move in condition and must be viewed to be apricated.
The location of the property is set in a nice quiet village.
Coaltown of Balgonie is a small village near Glenrothes. Local services and amenities are available in the village or Markinch with a wider provision of services in nearby Glenrothes. The bustling county market town of Cupar is about 14 miles away and the historic university town of St Andrews, known worldwide as the home of golf, is 18 miles from the property. The area offers access to some particularly beautiful countryside and coastline, making it an ideal setting for the outdoor enthusiast. As well as being home to an array of wildlife, the area offers great scope for a host of recreational pursuits including walking, cycling, riding, sailing and, of course, golf with many highly rated courses in the area, including the course at nearby Balbirnie.
There are railway stations close by at Markinch, Glenrothes with Thornton, Leven, Cupar and Kirkcaldy which give you east access to Edinburgh, Dundee, Perth and Glasgow. Edinburgh Airport about 45 minute drive from the property.
Please book a viewing now with one of the team to save disappointment.
Council Tax Band
The council tax band for this property is C.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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