3 bedroom detached bungalow for sale

£365,000

3

Bedrooms

2

Bathrooms

Floorplan

Charming Seaside Bungalow in Lydd-on-sea in Kent.

Originally built in 1982, this delightful three-bedroom detached bungalow offers a rare chance to own a home right across from the beach. In fact there is an area of beach that is actually included with the property.

Owned by the same family since new, its now ready for someone new to enjoy the lifestyle it offerswhether youre seeking a coastal retreat or a full-time residence by the sea.

Enjoy uninterrupted views of the beach and sea to the front, while to the rear, youre treated to sweeping vistas across Romney Marshfamous for its spectacular sunsets. Its a truly special setting with something to enjoy at any time of day. Along the road is The Pilot Inn, famous for its outstanding fish and chips as well as a shop selling fresh fish just around the corner. The bungalow is also just a few moments walk to the Dungeness nature reserve, with access to all of its attractions such as the RSPB nature reserve, RHDR train station and cafe, the fish Snack Shack, Derek Jarmans cottage and garden and the Old Lighthouse.

The property hasbeen fully re-decorated and has newly fitted carpets as well as benefiting from extra parking space to the front, perfect for hosting visitors or storing beach gear, a boat, or even a motorhome. Step into a light-filled entrance hall, the perfect welcome before entering the stunning lounge, where large picture windows and sliding doors frame the ever-changing views front and back, the lounge also benefits from a professionallyinstalled wood burning stove.

The kitchen is a good size, neutral and well-fitted, and a spacious lounge/dining room gives you and your family plentiful living space.

The main bedroom is spacious and bright, positioned to soak in those coastal views along with its own en-suite shower room. The other two bedrooms, another double and one single, to the rear, are all ready for your personal touches. The family bathroom is a good size to cater for all your familys needs.

Outside, the garden is a blank canvasit is largely shingle with unique Dungeness plants and wildflowers. With a bit of vision, it could become a real haven.

There is a convenient garden room (converted from the garage) that could become a useful studio, office or workshop to name but a few. Outside of this is a large decked area ideal for enjoying the sun and watching the incrediblesunsets.

Lydd-on-Sea is a quiet coastal village on the edge of Romney Marsh, perfect for those seeking a peaceful seaside lifestyle. Just a short drive from Lydd and New Romney, youll find shops, cafes, pubs, and everyday essentials close by. Nature lovers will enjoy nearby Dungeness and its stunning landscapes.

Regular bus links connect the village to local towns, while Ashford International station about 30 minutes away offers high-speed trains to London. With easy road access to the A259 and M20, its a great base for both relaxing getaways and permanent coastal living


Council Tax Band

The council tax band for this property is D.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 303825

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 30075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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