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£850,000
Bedrooms
Set within the desirable village of Lydden, this stunning detached executive new build home is offered with no onward chain. This stylish accommodation includes an open plan living/dining room leading to the kitchen with a range of fitted wall & base units, integrated appliances and breakfast bar. In addition, there are two well proportioned bedrooms, the master bedroom has a modern en suite, together with a separate utility room and ground floor cloakroom. To the first floor, there are two further double bedrooms both with sleek en suites. All windows & doors are double glazed and as gas heating system is installed. The property boasts an enclosed rear garden, car port providing off road parking, solar panel to roof slope, cycle store, a turning area, new vehicular access, associated parking and landscaping. Lydden is a small village and is noted for its surrounding landscape. The village is set in a steep sided valley with grazing pasture and pockets of woodland and is particularly close to Kearsney Abbey and Russell Gardens as well as local amenities including a range of pubs & recreation grounds. Convenient for both the coastal Port of Dover and has an easy road access to the main A2 dual carriageway, which provides a fast link to the Cathedral City of Canterbury. There are also great transport links found close by including both Kearsney and Shepherdswell railway stations.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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