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£435,000
Bedrooms
Bathrooms
Eco-Chic Lakeside Living with Versatile SpaceDiscover a Deceptively Spacious Four-Bedroom Stone Home A Harmonious Blend of Period Charm, Eco-Conscious Living, and Unrivalled Proximity to Rudyard Lake (less than 10 minutes walk). Offered with No Onward Chain!Nestled moments from the tranquil beauty of Rudyard Lake, this impressive semi-detached stone property offers an exceptional lifestyle opportunity. Step inside to explore a remarkably versatile layout, thoughtfully designed to cater to family needs and boasting an array of sustainable features that significantly contribute to low running costs and a greener footprint. Inside Your Versatile Home:The ground floor unfolds with a welcoming porch and hallway, leading to a traditional kitchen, a comfortable sitting room, and a dedicated dining room perfect for family gatherings. A convenient side porch leads to a multi-functional reception/utility room, which provides access to a laundry area and, uniquely, a separate staircase to the fourth bedroom, offering ideal flexibility for a home office, guest suite, or independent teen space. A practical dry cellar provides additional storage.The homes warmth is primarily generated by a charming Rayburn range cooker, which also provides hot water and cooking capabilities, complemented by a reliable Vaillant gas-fired combi boiler for backup heating.Sustainable Serenity & Outdoor Appeal:This property truly shines with its commitment to environmentally friendly living. Featuring solar panels for electricity, a solar thermal panel for hot water, rainwater harvesting tanks with a pressure-sensitive pump, and underfloor insulation, this home is designed for efficiency and sustainability.Externally, a practical concrete driveway and detached garage provide ample parking for 3 cars and storage. There are a range of useful outbuildings: workshop, log store, garage, potting shed and mini greenhouse. To the rear, are privately enclosed established tiered garden, offered with lawns, decked terrace seating areas all bound with secure fence boundary, offering a peaceful outdoor retreat.Experience the Lifestyle:A viewing is highly recommended to truly appreciate the incredible location, the expansive and adaptable living space, and the cutting-edge environmentally friendly systems that make this home a rare find. Embrace a lifestyle where natural beauty meets modern sustainability.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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