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£380,000
Bedrooms
Bathrooms
Reception
Maison Parfaite HG1 (21 East Parade) offers a chic and contemporary 4 bedroom duplex apartment. featuring a stunning Kesseler kitchen with a dining area, spacious social lounge, a family bathroom and en-suite, a roll top bath and walk-in shower, plus a separate WC.
The location is perfect, within a few minutes walking distance to Harrogate town centre, and Harrogate Railway Station. If youre looking for a truly luxurious home in Harrogate, you will love Maison Parfaite HG1.
This property would suit a family looking for town centre living or an investor looking for their own holiday place. The vendor is prepared to share income with those interested in renting it as a holiday home. The existing furniture can be purchased separately.
Council Tax Band: TBC
Tenure: Leasehold (999 years)
Electricity supply: Mains
Heating: Gas Mains
Water supply: Mains
Sewerage: Mains
Broadband: FTTC
Accessibility measures: Not suitable for wheelchair users
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,643.37
Total Interest: £211,614.67
Overall Total: £591,614.67
Amortization For Monthly Payment: £1,643.37 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £12,048.12 | £7,672.37 | £372,327.63 |
| 2026 | £11,798.97 | £7,921.52 | £364,406.12 |
| 2027 | £11,541.73 | £8,178.76 | £356,227.36 |
| 2028 | £11,276.14 | £8,444.35 | £347,783.01 |
| 2029 | £11,001.92 | £8,718.57 | £339,064.44 |
| 2030 | £10,718.80 | £9,001.69 | £330,062.75 |
| 2031 | £10,426.48 | £9,294.01 | £320,768.75 |
| 2032 | £10,124.67 | £9,595.82 | £311,172.93 |
| 2033 | £9,813.06 | £9,907.43 | £301,265.50 |
| 2034 | £9,491.33 | £10,229.15 | £291,036.35 |
| 2035 | £9,159.16 | £10,561.33 | £280,475.02 |
| 2036 | £8,816.19 | £10,904.30 | £269,570.72 |
| 2037 | £8,462.09 | £11,258.40 | £258,312.33 |
| 2038 | £8,096.49 | £11,623.100 | £246,688.33 |
| 2039 | £7,719.02 | £12,001.47 | £234,686.86 |
| 2040 | £7,329.29 | £12,391.20 | £222,295.66 |
| 2041 | £6,926.90 | £12,793.58 | £209,502.08 |
| 2042 | £6,511.45 | £13,209.04 | £196,293.04 |
| 2043 | £6,082.51 | £13,637.98 | £182,655.06 |
| 2044 | £5,639.63 | £14,080.85 | £168,574.21 |
| 2045 | £5,182.38 | £14,538.11 | £154,036.10 |
| 2046 | £4,710.28 | £15,010.21 | £139,025.88 |
| 2047 | £4,222.84 | £15,497.65 | £123,528.23 |
| 2048 | £3,719.58 | £16,000.91 | £107,527.32 |
| 2049 | £3,199.97 | £16,520.52 | £91,006.81 |
| 2050 | £2,663.49 | £17,056.100 | £73,949.81 |
| 2051 | £2,109.59 | £17,610.90 | £56,338.91 |
| 2052 | £1,537.70 | £18,182.79 | £38,156.12 |
| 2053 | £947.24 | £18,773.25 | £19,382.88 |
| 2054 | £337.61 | £19,382.88 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Thu May 29 2025
All confirmed! We look forward to speaking with you.
Thu May 29 2025
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