4 bedroom apartment for sale

£370,000

4

Bedrooms

2

Bathrooms

1

Reception

Perfect for a family seeking elegant town-centre living or a holiday let investor looking for a ready-made opportunity, this stylish and spacious home offers a rare blend of convenience and character in one of North Yorkshires most desirable locations - early viewing is highly recommended.

Set across two thoughtfully designed floors, this beautifully finished home is full of personality and practical space. A key feature is the Kesseler kitchen, which combines sleek, contemporary design with a well-planned layout that includes a bright dining area for everyday meals or relaxed entertaining. The main lounge is generous in size, with room for comfortable seating and socialising, making it ideal for family life or hosting guests. Natural light flows through the property, adding to its fresh and welcoming feel. The home includes a full family bathroom with both a walk-in shower and a roll-top bath, perfect for winding down in comfort. Theres also a convenient separate WC and an en-suite attached to the principal bedroom for added privacy. All four bedrooms are good-sized and well presented, providing flexible options whether for growing children, guests, or even home-working needs.

Although this property doesnt include a garden, its layout and design are particularly well-suited to those who value low-maintenance living without compromising on space or comfort. Ideal for families who enjoy having Harrogates green spaces close by, or investors planning to use the property as a holiday let, the home also offers potential for furnishings to be included by separate negotiation, providing a turnkey option for the right buyer. There is a single parking space that comes with the property. The vendor is open to revenue-sharing discussions for buyers considering a short-term let model, making this an especially appealing investment with income potential from the outset.

Situated just a few minutes walk from Harrogates town centre, the property enjoys excellent access to local shops, restaurants, and cafes, as well as the well-known Stray - a 200-acre stretch of parkland ideal for walks, picnics, and outdoor activities. Families will appreciate the excellent local schools nearby, including both primary and secondary options, while commuters benefit from the close proximity to Harrogate railway station with links to Leeds and York. The area is also well served by local bus routes, and those travelling further afield will find Leeds Bradford Airport within easy reach. Whether youre looking for a permanent home, a holiday base, or an investment in one of Yorkshires most attractive spa towns, this property offers style, space, and a superb central location.

Council Tax Band: TBC
Tenure: Leasehold (999 years)
Electricity supply: Mains
Heating: Gas Mains
Water supply: Mains
Sewerage: Mains
Broadband: FTTC
Accessibility measures: Not suitable for wheelchair users



Features
  • Leasehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 307950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 30450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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