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£215,000
Bedrooms
Bathrooms
Reception
Tucked away in the charming market town of Masham, just a stones throw from the legendary White Bear Inn, Dairy Cottage is the perfect mix of cosy character and modern comfort. Whether youre looking for a weekend retreat, a downsizers dream, or a solid investment, this two-bedroom cottage is ready to welcome you in-preferably with a cup of tea (or something stronger from the local brewery).
Step inside, and youll find a warm and inviting lounge, complete with a wood-burning stove thats just waiting for you to curl up in front of with a good book (or a well-earned nap). The modern kitchen is both stylish and practical, with all white goods included and enough space for a dining table-because lets face it, balancing dinner on your lap every night loses its charm after a while.
Upstairs, the double bedroom offers a peaceful retreat, while the second bedroom is a cosy small double-perfect for guests, a home office, or a particularly pampered pet. The bathroom is well-equipped with a bath and shower over, so whether youre in the mood for a long soak or a quick rinse, youre covered. It also has underfloor heating and a warm towel rail.
With the White Bear Inn practically on your doorstep, fantastic countryside walks nearby, and all the charm of Masham within easy reach, this cottage is ideally placed for those who love a mix of relaxation and local life. Whether its a weekend bolthole, a first home, or a savvy investment, Dairy Cottage is ready to make itself at home in your heart.
As part of Wellgarth Court adjacent to the cottage is the White Bear Pub which sells high quality food and good local beer.
There is a garage about 50m away that sells fuel and basic provisions.
Masham market place is about 200metres away along with numerous shops including the Post Office, restaurants, pubs, fish and chip shop, butchers, green grocers, cooperative store, newsagents, galleries, gift shops and cafes. The Town also has two Breweries both Black Sheep and Theakstons with visitor centres. The Black sheep Brewery to the rear also has a great bar and bistro.
Outside is private parking for one car. The property is Leasehold with a share of the Freehold. Service charge of 55.22 per month including sinking fund for maintenance and insurance.
Tenure: Leasehold (993 years)
Service Charge: 55.22 per month
Parking options: Off Street, Residents
Electricity supply: Mains
Heating: Electric, Night Storage, Woodburner
Water supply: Mains
Sewerage: Mains
Broadband: FTTC
Accessibility measures: Not suitable for wheelchair users
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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