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£975,000
Bedrooms
Bathrooms
This stunning partially attached family home is opposite the vicarage to St Philips and St James and is close to the church. It was architecturally designed in the Arts and Crafts style and built in 1923.
Offered to the market in excellent condition throughout, having undergone significant improvements, rewiring, plumbing and loft insulation, the property boasts many original features and is set in a large plot with beautiful gardens to the front and rear.
Upon entry there is a lovely central entrance hall, leading off from which are two good sized reception rooms. The first to the front of the property, originally used as the dining room, has a log burner and a bay window. The second reception room, a dual-aspect drawing room with wooden floors and a log burner, opens via French doors to the patio and overlooks the stunning rear garden. This light and airy room boasts plenty of storage with attractive built-in cupboards and shelving.
The hall also provides access to a pantry beneath the stairs and the fully fitted kitchen/breakfast room, featuring an island unit, wooden flooring and an Aga-style cooker. Double-glazed doors open directly to the rear garden. Off the kitchen is a black metal-framed, double-glazed conservatory currently used as a dining room, music room and art gallery. Further double-glazed doors lead to a versatile garage space serving as a utility, laundry and den, complete with a downstairs WC and a cheerful red-painted floor.
The award-winning garden (Richmond Environmental Award, 2019) features pergolas draped with vines and roses, along with multiple seating areas throughout the first section. Closer to the house is a landscaped zen area, while the far end offers a relaxed lawn space.
The open staircase leading to the first floor offers three double bedrooms and a family bathroom. There is also plenty of storage. The house could be extended on the first floor to the rear, or even to the side over the garage.
Further benefits to the property include gas central heating and off-street parking.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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