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£875,000 Offers in excess of
Bedrooms
Bathrooms
Situated on a highly desirable road in Ashford, Stirling Ackroyd are delighted to introduce this immaculately presented five bedroom detached home to the market.
The ground floor comprises a front reception room with a working log-burner, a large bedroom with an en-suite walk-in shower room, a stunning semi-open plan kitchen/diner, separate utility room, W/C and a light-filled reception/games room at the back of the property with bi-fold doors leading out to a lovely patio.
The secluded and landscaped south-facing rear garden is ideal for hosting friends and family with the added benefit of an outbuilding with light and power - currently used as a gym.
The first floor offers a large main bedroom with an en-suite shower room, two large double bedrooms and a fourth bedroom currently being used as a study, which are all served by a three-piece family bathroom.
The property also benefits from a driveway for multiple cars and is under a mile from Ashford High Street and Ashford Train Station.
The property is centrally located within the catchment areas of four local primary schools, such as St. Michaels, Ashford C of E, Ashford Park and Clarendon.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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