5 bedroom detached for sale

£900,000

5

Bedrooms

3

Bathrooms

Floorplan

Welcome to a unique and captivating five-bedroom detached property on Lower Rochester Road, Higham, where the charm, meets the tranquility of the Kent countryside. From the moment you approach the property, youll be enchanted by its distinctive architecture. The driveway, which offers ample parking for multiple cars, leads you to an elevated entrance, providing stunning views over the picturesque surroundings.
As you walk through the front door, youre greeted by a grand entrance hall that sets the tone for the rest of the homespacious, inviting, and filled with natural light. Towards the end of the hallway, the cosy living room awaits, offering a perfect blend of comfort and elegance. Large windows frame breathtaking views of the rolling countryside, creating a serene backdrop for relaxation.
The heart of this home is undoubtedly the expansive kitchen/breakfast room, designed for both culinary enthusiasts and family gatherings. Double doors open into a large dining room, ideal for hosting dinner parties or enjoying casual meals with loved ones. The seamless flow between these spaces makes it easy to entertain while preparing your favorite dishes.
The ground floor also features three bedrooms, each offering a peaceful retreat for rest and relaxation. The master bedroom boasts a beautifully appointed ensuite bathroom, while the other two bedrooms share a stylishly designed guest bathroom. Whether accommodating family or guests, everyone will appreciate the comfort and privacy these rooms provide.
Venture upstairs to find two more spacious double bedrooms, each illuminated by skylights and windows providing dual aspect, which bathes the rooms in natural light. A large landing separates these bedrooms. A luxurious bathroom completes the upper level, providing convenience and elegance.
The outdoor spaces of this property are as impressive as the interior. The garden is an entertainers dream, featuring ample space for al fresco dining, a dedicated BBQ station with a sink, and plenty of room for family and friends to gather. Imagine summer days spent by the pool, where children and grandchildren can splash and play, while adults relax with a refreshing drink in hand. The garden also includes a versatile summer house, perfect for use as a home office, gym, or even a private bar.
Situated in a prime location, this property is close to a range of excellent schools, including top-rated grammar schools. For families, the nearby schools have received strong Ofsted ratings, ensuring a high standard of education.
  • Higham Primary School (0.6 mile away) - Ofsted rating: Good
  • Cliffe Woods Primary School (2 miles away) Ofsted rating: Good
  • Sir Joseph Williamsons Mathematical School (4 miles away) Ofsted rating: Outstanding
  • Rochester Grammar School (5 miles away) Ofsted rating: Outstanding
  • Gads Hill Independant School (1.5 miles away) - Ofsted rating: Good

Commuters will appreciate the proximity to major transport links. Higham Station is approx a 5 min walk, offering direct trains to London in under an hour, St Pancras in 43 mins. You can also travel Direct to Luton Airport from Higham Station in approx 1hr 53 mins. The M2 and M25 motorways are also easily accessible, providing quick routes to London, the coast, and beyond.For everyday convenience, local shops and supermarkets are just minutes away. If you enjoy outdoor activities, youll love the nearby nature parks, green spaces, and woodlands, perfect for scenic walks and weekend adventures.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 745200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 22500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 70200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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