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Streatleigh Parade 5-7Streatham High Road, Streatham London
£700,000 Guide Price
Bedrooms
Bathrooms
This 1930s end-of-terrace home offers versatile living spaces and excellent potential for further enhancement.
The property features four double bedrooms with ample storage and space throughout. Situated on a corner plot, this property benefits from side and rear extensions.
On the first floor there is a well-sized bathroom, whilst the ground floor features a convenient shower room and utility area. For those with a passion for cars or extra storage needs, there is a double garage located at the rear, offering significant additional space.
The large, fitted kitchen is perfect for family life and entertaining. The accommodation also offers three reception rooms, giving you plenty of flexible living space to suit your needs.
The location is well-connected to the local community and is close to both Mitcham Eastfields Station and Streatham Common Station, offering direct and convenient access to Central London.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,027.27
Total Interest: £389,816.50
Overall Total: £1,089,816.50
Amortization For Monthly Payment: £3,027.27 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £22,193.91 | £14,133.31 | £685,866.69 |
| 2026 | £21,734.95 | £14,592.27 | £671,274.42 |
| 2027 | £21,261.09 | £15,066.13 | £656,208.29 |
| 2028 | £20,771.84 | £15,555.38 | £640,652.91 |
| 2029 | £20,266.70 | £16,060.52 | £624,592.39 |
| 2030 | £19,745.16 | £16,582.06 | £608,010.33 |
| 2031 | £19,206.68 | £17,120.54 | £590,889.80 |
| 2032 | £18,650.71 | £17,676.50 | £573,213.29 |
| 2033 | £18,076.70 | £18,250.52 | £554,962.77 |
| 2034 | £17,484.04 | £18,843.18 | £536,119.59 |
| 2035 | £16,872.13 | £19,455.08 | £516,664.51 |
| 2036 | £16,240.36 | £20,086.86 | £496,577.65 |
| 2037 | £15,588.07 | £20,739.15 | £475,838.50 |
| 2038 | £14,914.59 | £21,412.62 | £454,425.87 |
| 2039 | £14,219.25 | £22,107.97 | £432,317.90 |
| 2040 | £13,501.32 | £22,825.89 | £409,492.01 |
| 2041 | £12,760.09 | £23,567.13 | £385,924.88 |
| 2042 | £11,994.78 | £24,332.44 | £361,592.45 |
| 2043 | £11,204.62 | £25,122.60 | £336,469.85 |
| 2044 | £10,388.80 | £25,938.42 | £310,531.43 |
| 2045 | £9,546.49 | £26,780.73 | £283,750.70 |
| 2046 | £8,676.82 | £27,650.39 | £256,100.31 |
| 2047 | £7,778.92 | £28,548.30 | £227,552.01 |
| 2048 | £6,851.85 | £29,475.36 | £198,076.65 |
| 2049 | £5,894.68 | £30,432.53 | £167,644.12 |
| 2050 | £4,906.43 | £31,420.78 | £136,223.33 |
| 2051 | £3,886.09 | £32,441.13 | £103,782.20 |
| 2052 | £2,832.61 | £33,494.61 | £70,287.60 |
| 2053 | £1,744.92 | £34,582.29 | £35,705.30 |
| 2054 | £621.91 | £35,705.30 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
Streatleigh Parade 5-7Streatham High Road, Streatham London
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Fri May 30 2025
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Fri May 30 2025
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