6 bedroom detached for sale

£1,850,000 Guide Price

6

Bedrooms

4

Bathrooms

Floorplan

The Personal Agent are proud to present one of the very best design led homes that weve seen in a long while.

Set within a desirable tree lined road on the periphery of the Epsom Downs, this substantial detached family home benefits from a generous gated frontage, 75ft South/Easterly facing garden and sits on a plot of around 0.19 of an acre.

The current owners undertook a significant extension and renovation project in order to create a stunning family home that successfully balances a great amount of space with a truly homely feel, something that can be a rarity with larger houses.

Walking around the property the exceptional attention to detail and high standard of finish is immediately evident with many upgrades and stylish design touches that creates what we feel is the ultimate family home, in a superb location with longevity in abundance.

As soon as you set foot into the property, its easy to see why its so special. The front door leads you into a central hallway which is double height and includes a contemporary floating staircase which is a real feature, as well as providing a great first impression and a welcoming feel.

There is a stunning 40ft kitchen/dining/family room which is the heart of this home with bi-folds linking to the terrace, a generous main reception room, a work from home office/study and then arguably the most impressive space which is a fully automated cinema room and entertainment space. From a practical sense there is a utility room and a guest cloakroom that complete the ground floor.

The first and second floors enjoy five double bedrooms in total, three ensuites, two walk-in wardrobes and a further family bathroom too, all finished to an exceptionally high standard. The galleried landing is another key feature of this property as well as it enjoying underfloor heating throughout, a bespoke lighting plan and recessed ceiling speakers in the main rooms too.

The property is surrounded by mature and well maintained grounds that enjoy a South/Easterly aspect and are approaching 0.19 of an acre with a large gated driveway and garage. The terrace in the garden is the perfect area to relax with a central lawn and access to the detached annexe which is utilised as the ultimate home gym, but also benefits from a kitchen, two treatment rooms and a modern shower room too.

Homes on Ruden Way are always popular, especially one as spacious and turn key as this. Located within easy reach of local schools, local amenities and the picturesque open spaces of Epsom Downs. Epsom Downs railway station is just a few minutes walk away (0.2 of a mile) whilst the town of Epsom and Banstead Village are located close by and offer comprehensive shopping and leisure facilities, and transport links too.

Tenure - Freehold
Council tax band - F



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1569700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 46250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 182200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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