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£1,300,000 Guide Price
Bedrooms
Bathrooms
Often the words rare opportunity and potential are thrown around quite casually when writing property descriptions, but never have they been more fitting than in the context of this home on Ruden Way.
Sat on a fantastic plot of approximately 0.49 of an acre and enjoying a top position within one of the premier roads on Epsom Downs, The Personal Agent are especially proud to present this 1929 built character detached family home, benefitting from flexible and bright accommodation approaching 2270 sq ft as well as approved planning permission to extend if desired.
Our clients have completely transformed the 250ft x 65ft South/Easterly facing garden, with tasteful landscaping and the creation of a full size, all weather tennis court which also benefits from being flood lit too.
The home has such a wealth of character and charm with great features throughout, and solid bones that serve to provide the perfect blank canvas for the new owners to come in and place their stamp on.
There is a 65ft x 50ft frontage with carriage driveway, which alongside the central entrance hall, provides a great first impression. The kitchen/dining/family room is undoubtedly the heart of this home measuring just shy of 30ft in total, making it the perfect entertaining space. There are three further reception areas which are used as a living room, study and playroom.
The ground floor is completed by a pantry, downstairs cloakroom and the attached garage.
On the first floor the impressively spacious accommodation continues with three generous double bedrooms, a family bathroom and a landing area that provides a wonderful vista over the gardens.
Outside, this home really comes into its own, with such a wonderful garden that our clients have created including the rare addition of the full sized tennis court, which is perfect for adults and children alike who like to stay fit, and who knows it could be the perfect training ground for a future Wimbledon champion!
Homes on Ruden Way are always popular, especially one with so much potential as this. Located within easy reach of local schools, local amenities and the picturesque open spaces of Epsom Downs. Epsom Downs station is just a few minutes walk away whilst the town of Epsom and Banstead Village are located close by and offer comprehensive shopping and leisure facilities, and transport links too. The world renowned Epsom College is just a short walk away. If you are travelling further afield the M25 is just a short drive.
Tenure - Freehold
Council tax band - G
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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