4 bedroom detached for sale

£1,500,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Often the words rare and gem are thrown around quite casually when writing property descriptions, but never have they been more fitting than in the context of Apple Tree Cottage, on Woodcote Close.

Set within a highly desirable private road with mature grounds of approximately 0.24 of an acre that enjoy ultimate seclusion due to the Grade II listed walls that border the plot, The Personal Agent are especially proud to present this character detached family home.

The property is believed to have been built in the 1920s and its design was deeply inspired by The Clergy House in Sussex, which is a 600 year old listed home, owned by the National Trust. There are some fascinating character features including beamed ceilings, stained glass windows, chapel doors and an inglenook fireplace, all of which truly set the tone creating the ultimate first impression.

With total accommodation approaching 3300 Sq. Ft, the stylish modern design touches, like recessed ceiling speakers and underfloor heating in the bathrooms, are seamlessly blended with the wealth of character and charm, altogether making this is an extremely rare opportunity indeed. Early viewing is strongly advised to avoid disappointment by vendors sole agent.

The ground floor accommodation benefits from well proportioned rooms and comprises a large and welcoming reception hall, double aspect living room with its inglenook fireplace and wood panelling, family room, kitchen/breakfast room that links to the conservatory/dining space, generous utility room, boot room and a downstairs cloakroom.

The impressive space continues on the first floor with a principal bedroom that enjoys a spacious ensuite bathroom as well as its view overlooking the mature rear garden, two further generous double bedrooms and a well presented family shower room. On the second floor a great sized fouth bedroom completes our accomodation.

There are very few homes in central Epsom that enjoy a walled plot and a secluded garden like this, although the property also benefits from a detached double garage, gated driveway and even has previously approved planning permission for a separate dwelling too, potentially being of interest for a buyer looking to create an annexe space.

The garden which wraps around the entire home measures 110ft x 100ft and is a particular feature of the property with incredible privacy and seclusion, there are manicured lawns with mature fruit trees and shrub borders, several defined seating areas, an air raid shelter which could be converted into a den, a beautiful nature pond and a fountain which creates a soothing soundscape as a tranquil back drop.

The property sits on a highly desirable private road which is just 0.5 of a mile from Epsom station with its links to the city and just a 3 minute walk from Rosebery Park. The property is also within sought after school catchment areas as well as being within close proximity of the internationally renowned Epsom College and a selection of other great independent schools.

Tenure - Freehold
Council tax band - G



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1256450

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 37500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 131450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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