4 bedroom detached for sale

£329,950 OIRO

4

Bedrooms

A well-presented, modern, spacious four bed detached family home in a cul-de-sac location. With off road parking and garage, the accomodation briefly comprises two reception rooms and modern fitted kitchen with utility and downstairs WC off, conservatory to rear, upstairs has four good-sized bedrooms with en-suite WC/shower off Bedroom 1, and a family bathroom/WC with shower over the bath. To the rear there is a landscaped garden and patio area with terraced lawn/patio area, with side access to the front. Call to book your viewing today! EPC D, Council tax band D

THE ACCOMMODATION WITH APPROXIMATE ROOM DIMENSIONS IS ARRANGED AS FOLLOWS:

Entrance porch . glazed door leading to:

Hall . with internal access to the garage, stairs to the first floor and a door to:

Lounge 4.93m x 3.96m (16`2 x 13`0). (measured into bay) with feature fireplace and stone surround & hearth, glazed doors to:

Dining Room 2.92m x 2.67m (9`7 x 8`9). with sliding patio doors to the conservatory and door to:

Kitchen 2.92m x 1.68m (9`7 x 5`6). with a range of matching wall and base units and square-edge work surface over, built in double oven and microwave, 5 ring gas hob with extractor over, 1.5 bowl sink with mixer tap, built in wine cooler, door to under stairs pantry and further door to:

Utility Room 1.88m x 1.68m (6`2 x 5`6). with a range of matching base units, space and connection for washing machine and fridge/freezer, glazed door to outside, door to:

Downstairs WC 0.94m x 1.7m (3`1 x 5`7). with low level flush WC, wash hand basin

Conservatory 2.57m x 2.84m (8`5 x 9`4). with double doors to the rear patio

First floor landing . with loft hatch, door to airing cupboard and further doors to:

Bedroom 1 2.95m x 3.96m (9`8 x 13`0). with built-in wardrobes, door to:

En-suite WC/shower . with low level flush WC, wash hand basin, shower with mixer monsoon and hand shower over

Bedroom 2 2.79m x 2.84m (9`2 x 9`4). with built-in wardrobes

Bathroom/WC 1.65m x 1.96m (5`5 x 6`5). with low level flush WC, wash hand basin, bath with mixer shower over

Bedroom 3 2.21m x 2.18m (7`3 x 7`2). with built-in wardrobes

Bedroom 4 2.74m x 2.36m (9`0 x 7`9). L-shaped room, measured at widest points

Front outside . with lawn area and driveway, access to rear garden

Outside rear . with patio area, terraced lawn and further patio area, wood fencing surrounding

Garage . with internal access, light and power and up and over door to front



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 274908.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8248.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 27446.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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