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£330,000 OIRO
Bedrooms
''' Open House by appointment on Sunday 5th February '''
A unique and versatile family home, offering spacious accommodation with plenty of storage, presented to a very high standard throughout, situated in a convenient location just off Wordlsey High Street, being easily accessible to Stourbridge and Kingswinford town centres, close to parkland, schools and local amenities. With an established, beautiful South-facing garden (sun trap!) with patio area to rear. Internally the front hallway opens to a spacious, open-plan dining/living area with access to the utility/cellar/garage and double doors to the rear garden, from here the recently refurbished kitchen with range style cooker leads to a muliti-purpose playroom (suitable for a fourth bedroom) and WC. Upstairs has three good-sized bedrooms and family bathroom with rolled top bath, WC and separate shower. Externally, the roof has recently been replaced and the house repainted. Call today to book your viewing for this amazing property! Viewing highly recommended EPC D, Council tax band D
THE ACCOMMODATION WITH APPROXIMATE ROOM DIMENSIONS IS ARRANGED AS FOLLOWS:
Entrance Hall . Stairs to the first floor, doors leading to:
Dining Area 3.66m x 3.28m (12`0 x 10`9). Arch leading to:
Lounge 3.02m x 5.23m (9`11 x 17`2). feature fire place with log burner, with double doors leading to the rear garden, door leading to the utility/cellar/garage and door leading to:
Kitchen 3.81m x 3.15m (12`6 x 10`4). Comprising a range of wall and base units with quartz worktops with Belfast-style sink, range style cooker with gas hob and extractor over Door leading to:
Playroom/Bedroom 4 3m x 3.2m (9`10 x 10`6). with Skylight, door leading to the garden and door to:
Downstairs WC 1.37m x 1.3m (4`6 x 4`3). Low level flush WC and wash hand basin.
Inner Lobby . Door to the cellar, door leading to:
Utility Room 1.78m x 3.3m (5`10 x 10`10). Space/connection for washer and dryer
Garage 2.97m x 3.33m (9`9 x 10`11). Double, glazed doors to the front
First Floor Landing . Doors to:
Bedroom One 3.71m x 2.67m (12`2 x 8`9). with built-in wardrobes
Family Bathroom 3.05m x 1.65m (10`0 x 5`5). with rolled top bathbath, low level flush WC, Seperate shower and hand wash basin
Bedroom Three 3.1m x 3.23m (10`2 x 10`7).
Bedroom Two 3.76m x 3.25m (12`4 x 10`8). L-shaped room
Rear Garden . Extensive south-facing garden with patio area and borders
Wood Store 1.5m x 1.78m (4`11 x 5`10).
Workshop 2.21m x 3.45m (7`3 x 11`4).
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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