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£290,000
Bedrooms
An extended three bed semi-detached family home in a great location - with schools, shops and transport links nearby. The property offers a large lounge, with dining room, Utility room and kitchen with down stairs WC. On the first floor you have three good sized bedrooms (two doubles one single) with family bathroom. With no upward chain, presented to a very high standard throughout. Off road parking to front and mature garden/patios to rear, council tax band B. Call to book your viewing today!
THE ACCOMMODATION WITH APPROXIMATE ROOM DIMENSIONS IS ARRANGED AS FOLLOWS:
Entrance hall . UPVC door to passageway with further passage opening to storage areas on the right, arch to the kitchen, door to utility room and door to:
Inner Hall . Stairs to the first floor, doors to
Utility Room 2.11m x 1.47m (6`11 x 4`10). With space and connection for washing machine
Downstairs WC . low level flush WC, wash hand basin
Dining area 2.72m x 3.73m (8`11 x 12`3). with square archway to
Lounge/dining area 3.4m x 6.38m (11`2 x 20`11). Open plan living area with feature fireplace, with patio doors to the rear garden, double doors to:
Kitchen 6.48m x 3.61m (21`3 x 11`10). Measured at widest points. With a range of matching base and wall units, sink and drainer with mixer tap, gas hob with electric oven and extractor over, open to utility/storage area. Door to rear garden
First floor landing . with doors off to:
Bedroom 1 3.45m x 3.15m (11`4 x 10`4). with built-in wardrobes
Bedroom 2 2.72m x 3.76m (8`11 x 12`4).
Bedroom 3 2.46m x 2.54m (8`1 x 8`4).
Bathroom/WC 2.39m x 1.55m (7`10 x 5`1). with low level flush WC, wash hand basin, bath with electric shower over
Loft room . Not measured - with two velux windows to the rear aspect
Outside . Gravelled off-road parking to the front, lawn (astroturf) area, paved patios and hedge maze to rear
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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