3 bedroom detached for sale

£625,000 Offers in excess of

3

Bedrooms

1

Bathrooms

Floorplan

DESCRIPTION Set on the quiet and sought after road, this lovely detached home is full of character, light and charm. With its original features, spacious rooms and a beautiful, mature garden, its the kind of house that instantly feels like home.

The property is set on a large plot with scope to extend STPP and sold with No Chain.

Youre welcomed in through a pretty porch into a large hallway with parquet flooring and a striking feature window halfway up the stairs that fills the space with natural light.

To your right, the generous living room is centred around a cosy fireplace and a large bay window. This leads through to a bright conservatory that opens out to the garden - a perfect spot for morning coffee or simply soaking up the greenery outside.

On the opposite side of the hall is a lovely formal dining room, again with a bay window and its own fireplace. Its ideal for family dinners or hosting friends.

The kitchen has a real mix of country charm and modern touches, with patterned flooring, plenty of natural light, and lots of storage space. Off the kitchen is a large utility room with access straight out to the garden, making day-to-day living easy and practical. Theres also a downstairs WC neatly tucked under the stairs.

Upstairs, youll find three bedrooms. The smallest still fits a double bed comfortably and has built-in wardrobes and lovely views of the garden. The second bedroom is a good-sized double with another bay window, while the master is particularly spacious, with its own bay window and a charming corner sink - a quirky original feature from the houses past.

The family bathroom includes a jacuzzi-style bath - a modern touch- while still matching with the rest of the home.

Outside, the back garden is a real highlight and a private sanctuary! The mature private garden is well-established with plants and trees. Whether youre pottering with the flowers, having tea on the patio, or watching the kids run around, this space really is something special.

Theres also a private driveway and a garage, plus a lovely front porch that gives a warm welcome every time you come home.

The property is located close to good network links and Bache train station with direct access to Manchester and Liverpool.


Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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