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£840,000 Offers over
Bedrooms
Bathrooms
1 St. Ninians Terrace is a wonderful end terraced house situated on a quiet street in one of Edinburghs most desirable residential areas. The flexible accommodation, which retains extensive period features comprises on the ground floor - entrance vestibule; hall with beautiful original tiled floor, understairs cupboard and bathroom off; large sitting room with bay window, fireplace housing a gas fire and press cupboard; family/dining room with two windows allowing for an abundance of natural light; kitchen fitted with floor and wall mounted units and a door to the rear garden.
An impressive staircase with large stained glass window leads to the first floor which comprises bright landing with two cupboards off; double bedroom 1 with fireplace and bay window; double bedrooms 2 and 4 situated to the rear of the property; shower room fitted with shower, wc, bidet and wash hand basin.
On the second floor - double bedroom 3 with wonderful views and access to eaves storage.
Garden
The front garden is well-tended and provides an attractive welcome to the property. Mature trees and established shrubs offer greenery and a sense of privacy from the street, while colourful planting softens the traditional stone boundary walls. A pathway leads to the front door, framed by decorative stonework, creating a charming first impression.
The rear garden enjoys a sunny aspect and has been attractively landscaped for ease of maintenance. A newly installed decked terrace provides a generous space for outdoor seating and dining, with steps leading down to an enclosed artificial lawn that offers year-round greenery. Well-maintained stone boundary walls create a sense of privacy, while raised planted borders add colour and interest. There is also a useful timber storage unit, ideal for garden equipment and outdoor essentials.
Location
The property is within easy walking distance of an abundance of outdoor spaces, including Hermitage of Braid, Craiglockhart Hill Nature Reserve, Braidburn Valley and Morningside Park. The Pentland Hills are also a short distance away.
Morningside itself boast a wide range of local amenities, including independent shops, cinema, cafes, restaurants and bars, as well as a Waitrose and M&S Food store.
School Catchments
The property is in the catchment area for the highly regarded South Morningside Primary School and Boroughmuir High School. In addition, the property is very close to George Watsons College.
Fixtures and Fittings
All curtains, blinds and light fittings are included in the sale price, as are the integrated kitchen appliances (oven, microwave, gas hob, cooker hood, dishwasher and fridge/freezer).
Services
The property benefits from gas central heating.
Viewing
Initially via the 360 Virtual Tour, physical viewings by appointment only with Truscott Property.
Council Tax Band G
Tenure - Freehold
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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