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£375,000
Bedrooms
Bathrooms
Council tax band: E
An immaculately presented 3 bedroom detached bungalow situated on a minor road within the popular village of Penrhiwllan. Internally, the property is spacious, light and airy and enjoys ample living space. There is an open plan kitchen / diner, a large lounge with a multi-fuel stove, a lovely conservatory, family bathroom and 3 double bedrooms, the master boasting an en-suite. The bungalow has underfloor heating throughout. Outside, the property enjoys colourful gardens which are level and mainly laid to lawn and patio and boasts mature shrubs, trees and raised beds. Further benefits include; a utility room, a garage with electric up and over door. There are two roof mounted solar panels to supplement the domestic hot water supply.
Accommodation
Entrance via a double glazed porch door opening to:
Porch
6 0 x 4 11 (1.83m x 1.52m) With double glazed windows, tiled flooring, frosted double glazed door to:
Lounge
20 0 x 18 6 (6.1m x 5.64m) Engineered wood flooring, double-glazed window to front. There is a multi-fuel log burner with oak beam above, doors lead to bedrooms. There are double sliding doors to:
Kitchen / Diner
23 5 x 19 1 (7.14m x 5.84m) The kitchen is fitted with a range of modern wall and base storage units with work surfaces. There is an integrated "Bocsh" dishwasher, a double glazed window to rear. The dining area has an engineered wood flooring. The kitchen floor is tiled. There are tiled splashbacks throughout the kitchen and breakfast bar with storage units, single drainer sink unit with a waste disposal unit, "Hotpoint" eye level oven and grill, separate "Indesit" electric induction hob with extractor fan over, door to utility. Double glazed french type doors lead to conservatory.
Conservatory
11 8 x 7 10 (3.56m x 2.4m) Double glazed windows enjoying views over the rear garden, tiled flooring. There is a double glazed door leading to the rear garden.
Utility Room
7 2 x 5 8 (2.2m x 1.75m) Fitted with a range of wall and base units with work surfaces over, single drainer sink unit, the utility room is fully fitted with a "Samsung" washing machine and there is a "Beko" tumble dryer fitted. There is a double glazed door leading to the rear garden.
Bedroom 1
13 1 x 9 10 (4m x 3m) Double glazed window to front, built in wardrobes.
Bedroom 2
16 4 x 12 0 (4.98m x 3.68m) Double glazed window to rear, built in wardrobe, door to:
En-Suite Shower Room
8 3 x 4 5 (2.54m x 1.35m) Double shower cubicle, wash hand basin, WC, frosted double glazed window to side, tiled flooring, tiled walls, heated towel rail.
Bedroom 3
12 0 x 8 9 (3.68m x 2.67m) Double glazed window to front, built in wardrobes.
Bathroom
12 0 x 8 9 (3.68m x 2.67m) With frosted double glazed window to side, wash hand basin, WC, heated towel rail, bath with shower over, built in cupboard with shelving, tiled walls and tiled flooring.
Adjoining Garage
With up and over electric garage door, power and lighting, pedestrian rear access.
Externally
To the front of the property there is a hardstanding driveway providing ample off road parking. Access both sides of the property lead to the rear where there is a good size garden mainly laid to lawn and patio. There is also a further garden area with raised beds and two fruit trees.
General Information
Viewings: Strictly by appointment with the agents, Houses For Sale In Wales or our sister company, The Smallholding Centre.
Tenure: Freehold
Services: Mains electricity, mains water and mains drainage, central heating by way of air source heat pump via underfloor heating with thermostats to control heat / temperature in each room. Full fibre connected with possibility of super fast fibre (subject to any provider contracts). Fitted alarm system.
Council Tax: Band E, Ceredigion County Council.
Directions
From Newcastle Emlyn, take the A475 towards Lampeter. In the village of Penrhiwllan, take a left hand turn opposite The Daffodil pub and Carillon is approx. 200m along on the left hand side, denoted by our For Sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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