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£275,000
Bedrooms
Bathrooms
Council tax band: D
''Reduced from 295,000 to 275,000'' Brynhaf is a 3 bed non estate detached bungalow located on the back road that takes you from Penparc to Ferwig/Mwnt and being just over 2 miles to the National Trust beach at Mwnt and just under 4 miles to Aberporth Beach. The bungalow has good sized gardens to the front, side and rear and has far reaching views over the surrounding countryside. In the property there is a kitchen, lounge with woodburner, 3 bedrooms, shower room, oil central heating, a studio / summer house in the rear gardens, a polytunnel and an attached garage with plenty of parking space in the front gardens. This is a superbly located property with just a handful of other properties in the vicinity whilst providing easy access to the popular beaches at Mwnt and Aberporth. Please note that this property is of Woolaway concrete panel construction with stone facing.NO FORWARD CHAIN.
Accommodation
Entrance via UPVC double-glazed door into:
Hallway
With radiator, built-in cupboard, door into:
Kitchen
9 8 x 12 7 (2.95m x 3.85m) With UPVC double-glazed window to front and UPVC double-glazed door out to side, a good range of wall and base units, stainless steel sink/drainer unit, washing machine, built-in dishwasher, integrated fridge, electric oven and hob with extractor over, tiled splash back, tiled flooring, radiator, access to loft space.
Lounge
11 0 x 15 10 (3.37m x 4.85m) With sliding UPVC double-glazed patio doors out to rear, UPVC double-glazed window to the front, wood-burning stove set in brick-faced fire surround with oak beam, radiator.
Bedroom 1
8 9 x 10 11 (2.69m x 3.35m) With UPVC double-glazed window to the rear, radiator.
Bedroom 2
11 0 x 11 5 (3.37m x 3.49m) With UPVC double-glazed window to rear, radiator (this room is currently used as a dining room).
Master Bedroom
11 7 x 19 2 (3.54m x 5.85m) With dual aspect UPVC double-glazed windows providing far-reaching views over beautiful unspoilt countryside towards Ferwig and Mwnt, 2 radiators.
Shower Room
With 2 frosted UPVC double-glazed windows to the front, low level flush WC, wash hand basin, double shower cubicle, chrome towel radiator, fully tiled.
Attached Garage
With up and over door, power and lighting connected.
Externally
Entrance via a driveway to a parking area in front of the property with good sized lawned gardens to the front and rear. The rear gardens have a lovely studio/summer house and a polytunnel with far reaching views over the local countryside and beyond.
General Information
Viewings: Strictly by appointment via the agents, Houses For Sale in Wales or our sister company, The Smallholding Centre.
Tenure: Freehold
Services: Mains electricity, mains water, private drainage (septic tank), oil-fired central heating.
Council Tax: Band D, Ceredigion County Council.
Directions
From Cardigan, follow the A487 until come into Penparc. Proceed past the garage on your right and then take the next left turn towards Ferwig. Continue on this road for approx. 700 metres and the driveway entrance to Brynhaf is on your left hand side (coloured cream and dark green).
What3Words: ///snap.bogus.date
Google Co-ordinates: 52.10601657241294, -4.619338522534584
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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