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£172,950
Bedrooms
Bathrooms
Council tax band: C
''' REDUCED FROM 179,950 TO 172,950 ''' No 3 Penrhiwaber is a character, non estate 3 / 4 bed end of terrace house in very nice order and being located on the edge of Aberbanc village. In the house there is a lounge leading through to a sitting room / bedroom 4, kitchen, bathroom, on the first floor there are 3 bedrooms (one having an ensuite WC). Outside there is off street parking to the front for 1 car with an attractive large patio and gravelled area to the side and rear providing a lovely space to entertain, there is also a corrugated shed and greenhouse. NO FORWARD CHAIN.
Accommodation
Entrance via composite door into:
Lounge
13 9 x 11 8 (4.22m x 3.58m) With window to the front, fireplace with wood-burning stove in situ, staircase to first floor, radiator, leading through to:
Sitting / Dining Room
8 11 x 11 1 (2.73m x 3.4m) With two UPVC double-glazed windows to the front and side, electric under-floor heating, radiator.
Kitchen
9 9 x 10 9 (2.98m x 3.29m) With window to rear, door out to rear, a range of wall and base units with ceramic hob, oven, 1.5 bowl stainless steel sink/drainer unit, fridge/freezer, door into:
Bathroom
With frosted window to rear, wash hand basin, panelled bath with shower over with screen, low level flush WC, washer/dryer, electric under-floor heating, chrome towel radiator.
First Floor
Accessed via staircase in lounge and giving access to:
Bedroom 1 (with En-Suite WC)
6 7 x 9 11 (2.03m x 3.03m) With window to side, radiator, door into:
En-Suite WC
3 8 x 9 11 (1.12m x 3.03m) With low level flush WC, wash hand basin, houses the "Worcester" LPG boiler, extractor fan, chrome towel radiator.
Bedroom 2
10 11 x 8 2 (3.34m x 2.5m) into recess.
With UPVC double-glazed window to the front, radiator.
Bedroom 3
8 10 x 11 1 (2.7m x 3.4m) With UPVC double-glazed window to the front, radiator.
Externally
There are gardens to the side and rear of the property with a greenhouse and a useful corrugated metal shed. To the rear is a beautiful large paved patio area with further large gravelled areas where you can sit and relax enjoying the views over countryside to the rear. Off street parking for 1 car to the front.
General Information
Viewings: Strictly by appointment via the agents, Houses For Sale in Wales or our sister company, The Smallholding Centre.
Tenure: Freehold
Services: Mains electricity, mains water, mains drainage, LPG fired central heating.
Council Tax: Band C, Ceredigion County Council
PLEASE NOTE: There is a right of way across the front of the property for the neighbouring property to access their garden which is located to the far right hand side.
Directions
From Newcastle Emlyn, proceed over the river bridge and take the A475 Lampeter road. Proceed through Llandyriog and on towards Aberbanc. The property is on the left at the top of the steep hill on the approach to Aberbanc, denoted by our For Sale board.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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