Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£299,950
Bedrooms
Bathrooms
Council tax band: C
Location...Location....Location ! Postgwyn is situated in a beautiful natural setting overlooking unspoilt woodland and most of the time you just hear the sound of birdsong everywhere - lovely ! This property is set in just under half an acre of predominantly lawned gardens with a greenhouse, a detached outbuilding and a lean to conservatory with parking for 2 cars in 2 locations. In the property there is a lounge with feature inglenook and woodburning stove, two bedrooms, kitchen / diner and a shower room. Subject to any consents required it might be possible to extend and provide further accommodation if required........so......superb setting, lots of further potential, just under half an acre of gardens with a wooded backdrop and just a 10 minute drive into either Cardigan or Newcastle Emlyn towns.
Accommodation
Access via UPVC double-glazed door into:
Hallway
With UPVC double-glazed window to side, radiator, door off to:
Bedroom 1
8 2 x 12 11 (2.5m x 3.95m) With 2 UPVC double-glazed windows to the front and side, radiator.
Lounge
11 7 x 15 10 (3.55m x 4.85m) With 2 UPVC double-glazed windows to the side and rear, a superb inglenook fireplace with wood-burning stove fitted, beamed ceilings, radiator, door into:
Bedroom 2
11 11 x 12 1 (3.65m x 3.7m) With UPVC double-glazed window to the front, radiator.
Kitchen / Breakfast Room
13 8 x 9 4 (4.2m x 2.87m) With 2 UPVC double-glazed windows to the front and side, a range of wall and base units, ceramic hob, built-in oven, stainless steel sink/drainer unit, tiled splash back, radiator, door into:
Shower Room
6 0 x 12 5 (1.84m x 3.8m) With 2 frosted UPVC double-glazed windows to the side and rear, low level flush WC, shower cubicle, pedestal wash hand basin, space and plumbing for washing machine, radiator.
Rear Lean-To
With dwarf wall and glazed panels to one side with polycarbonate roof, open both ends with concrete flooring, concrete slope leading to greenhouse area.
Externally
The property is positioned on a plot size of just under half an acre, largely laid to lawn with parking for one car at the driveway entrance (marked 'P' on the attached map) together with a secondary entrance / parking area at the bottom of the gardens.
There is a timber shed together with a greenhouse and various other brick and block-built outbuildings and a plastic oil tank for oil storage for the central heating.
The whole location enjoys a naturally wooded setting on the back road from Neuadd Cross to Beulah.
General Information
Viewings: Strictly by appointment via the agents, The Smallholding Centre or our sister company, Houses For Sale in Wales.
Tenure: Freehold
Services: Mains electricity, mains water, private drainage (septic tank), oil-fired central heating.
Council Tax: Band C, Ceredigion County Council.
Directions
From Newcastle Emlyn take the B4333 Aberporth road and then when you reach Cwm Cou, take the left turn onto the B4570 and continue to Ponthirwaun. Continue through the village and at the top of the hill in Neuadd Cross turn right towards Beulah. Continue along here for 0.3 of a mile and this bungalow is on the right hand side, third entrance on the right, just before the stone bridge and denoted by our The Smallholding Centre For Sale board.
Google co-ordinates: 52.08208765768988, -4.5381538732932665
What3Words: ///goose.rainbow.cricket
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
