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£525,000 OIRO
Bedrooms
Bathrooms
Council tax band: E
Werngoi is a traditional 3 bedroom Welsh Farmhouse full of character and having approx 7.5 acres of pastureland and woodland (about 2.5 acres of grass/gardens which could be fenced off if required for stock keeping with the rest being mature woodland with walkways leading through it) located in an absolutely stunning setting with views over the wooded Cych valley, itself mentioned in the 11th-12th C historic Welsh Mabinogion prose stories. The outside space on this property, as can be seen from the photographs, are very well cared for by our client and the location is sublime with beautiful lawned gardens, woodland walks, barbeque areas in the woodland and large polytunnel and workshop to the rear of the house. In the house itself there is a sitting and dining room with feature inglenook, lovely kitchen with old bread oven, utility, large shower room, boot room, on the first floor there are 3 bedrooms (the master with a feature vaulted ceiling) and a second bathroom, walk in under eaves storage / loft area.
This property is certainly a "must view" proposition should you be looking to live in a gorgeous location in a period farmhouse with lots of outside space whilst still being within easy reach of the very popular local pub / restaurant the Nags Head in Abercych.
Accommodation
Entrance via UPVC double-glazed door into:
Lounge / Diner
24 5 x 10 8 (7.45m x 3.26m) into recess.
With staircase to first floor, beautiful original slate slab flooring, inglenook fireplace with wood-burner fitted, two windows to the front overlooking the wooded valley, 2 radiators, 2nd fireplace, exposed beams, doors out to kitchen & utility.
Kitchen
16 2 x 12 11 (4.95m x 3.94m) A modern kitchen with a good range of wall and base units, stainless steel sink/drainer unit, ceramic hob with oven and extractor over, dishwasher, radiator, original bread oven, tiled flooring, large fridge and freezer.
Utility
15 5 x 6 5 (4.72m x 1.97m) With window to rear, a range of base units, enamelled sink/drainer unit, washing machine, radiator, doors through to lounge/diner and:
Shower Room
A lovely large feature-packed room with slate slab flooring, radiator, wash hand basin, low level flush WC, two windows to rear, large double shower cubicle.
Boot Room
14 11 x 6 9 (4.56m x 2.08m) A useful large room for coats, wellies etc, radiator, door out to side, window to rear, tiled flooring, houses the water filtration system.
First Floor
Accessed via staircase in lounge/diner and giving access to:
Master Bedroom
16 4 x 12 8 (5m x 3.88m) into recess.
A fantastic master bedroom with vaulted ceiling, 3 windows to the front, side and rear, radiator.
Bedroom 2
10 7 x 15 2 (3.24m x 4.63m) With window to the front, radiator.
Bathroom
With window to the front, panelled bath with shower over, pedestal wash hand basin, low level flush WC, radiator.
Bedroom 3
11 4 x 7 10 (3.47m x 2.41m) With window to the front, built-in wardrobes, radiator.
Under-Eaves Storage
Houses the "Grant" oil-fired boiler (fitted in 2024) with hot water cylinder with titanium elements.
Externally
Set in approx 7.5 acres of grassland and woodland (about 2.5 acres grass / lawns with the rest mature woodland) with parking to the front of the property.
The gardens on Werngoi will definitely "wow" potential viewers as they are full of interest and are very well maintained by our clients and they themselves provide access onto walkways all around the mature woodland with seating areas and even a barbeque area up in the woods.
If you enjoy being immersed in the natural world then you must view this property to enjoy its obvious charms.
General Information
Viewings: Strictly by appointment via the agents, The Smallholding Centre or our sister company Houses For Sale in Wales.
Werngoi is one of just two properties that share a track together with the other property being the old stone barn that used to belong to Werngoi (which is owned by the old owners of Werngoi) which has now been converted to residential usage. The outlook of the converted barn is away from Werngoi and has its own land and although in the vicinity is great for security for both properties.
Tenure: Freehold
Services: Mains electricity, private water (spring), private drainage (septic tank), oil-fired central heating.
Council Tax: Band E, Pembrokeshire County Council (charge for 2025/26 = 2,480.65)
Directions
From Newcastle Emlyn, take the A484 towards Cardigan. When you reach Cenarth, turn left onto the B4332 towards Boncath. Proceed to Abercych and just after the bridge, turn left towards Cwmcych/Clydau. With the Nags Head pub on your right, continue along this road for 1 mile until you go over a small bridge on a bend and then take the next right-hand turning. The track to Werngoi is approximately 200 yards further on, on the left-hand side, as denoted by our pointer board. Go up the track and Werngoi is the white house on the right hand side.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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