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£350,000
Bedrooms
Pant y Deri is a 2 bed detached bungalow situated in a natural wooded valley and backing onto the pretty River Esgair on the outskirts of the small village of Drefach Felindre, itself about a 10 minute drive into the larger town of Newcastle Emlyn. In the bungalow there is a hallway, lounge / diner leading through to a dining room, a family bathroom, two double bedrooms (one with an ensuite shower room) , a large kitchen with utility off. Outside there is off street parking for several vehicles with large gardens(around 0.465 of an acre) which include a beautiful natural pond area, lawned areas with mature trees and shrubs and a useful timber workshop.
Ground Floor
Accommodation
Entrance via timber-glazed door into:
Hallway
With electric storage heater, small office area, door into:
Lounge (6.2m x 3.33m)
With double-aspect windows to the front and rear, fireplace with wood-burning stove inset, electric storage heater, leading through to:
Dining Room (2.99m x 5.6m)
With electric storage heater, oak flooring, glazed areas on 3 sides with views over the pond and gardens, patio doors out to rear gardens vaulted ceiling.
Bathroom
With frosted window to the front, panelled bath with shower and screen, low level flush WC, pedestal wash hand basin, part-tiled walls, wall-mounted wall fan heater.
Bedroom 2 (2.59m x 2.75m)
With window to rear, electric radiator.
Master Bedroom (En-suite) (3.5m x 4.43m)
Into bay. With bay window to the front, electric storage heater, door into:
En-suite Shower Room
Fully tiled with low level flush WC, shower cubicle, wash hand basin.
Kitchen / Diner (4.25m x 5.5m)
Max. including recess.
With a range of wall and base units, 1.5 bowl sink/drainer unit, window to rear, gas hob with extractor, electric oven, electric storage heater, doors out to rear gardens and side passage with door into:
Utility
With enamelled sink, space and plumbing for washing machine, window to rear, work surface, wall units.
Exterior
Externally
The bungalow has a good size garden amounting to 0.465 of an acre or thereabouts and is a mixture of lawned areas with mature trees and shrubs, a lovely natural pond area to the side of the property together with a timber workshop and a greenhouse. There is plenty of off street parking on the driveway for several cars and the whole site (with a protective bank in between) backs onto the pretty River Esgair.
General Information
Viewings: Strictly by appointment via the agents, Houses For Sale in Wales or The Smallholding Centre.
Tenure: Freehold
Services: Mains electricity, mains water, mains drainage, electric radiators.
Council Tax: Band D, Carmarthenshire County Council - Charge for 2023/24 - 1824.97
Directions
From Newcastle Emlyn, take the A484 towards Carmarthen. In the village of Pentrecagal, turn right towards Drefach Felindre. Proceed into the village, proceeding over the narrow bridge and continue, proceed past the turning to Penboyr & Drefelin and continue. Pass a property "Llys Deri" on the right and Pant y Deri is the next property on the right-hand side.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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