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3A Park Road, St. Annes, Lytham St. Annes
£495,000
Bedrooms
Bathrooms
''' EXCEPTIONAL EXTENDED 4 BEDROOM DETACHED HOUSE, EXCLUSIVE LOCATION - AMONG THE BEST ON THE FYLDE, LOUNGE, 2ND RECEPTION/FAMILY ROOM, KITCHEN DINER, GROUND FLOOR W/C, 4 BEDS, BATHROOM, EN SUITE, FULLY CONVERTED GARAGE - IDEAL FOR GYM/GRANNY ANNEX/WORK FROM HOME, FREEHOLD... Call Unique today '''
FREEHOLD PROPERTY!
LOCATION, LOCATION LOCATION.......Welcome to NewburyRoad,this impressive & extended four bedroom detached family residence, is situated on one of the most sought after roads in the local area. The road is a peaceful, tree lined street, ideally positioned within a short stroolto AKSSchool, Fairhaven Lake and the beach.
Impressive front door opens on to a central hallway, ground toilet to the left. The ground floor has multiplereception rooms and a nice extension to the rear. There is a formal lounge,UPVcdouble glazed bay window with blinds to the front elevation, radiator. To the rear of the ground floor the house has been extended, it has a very generously proportioned lounge/family room, the focal point is an open gas fire with feature surround, along with two patternedUPVcdouble glazed windows to the side. Bi fold doors onto the rear garden, twoUPVcdouble glazed windows to the side elevation. Carpet, modern vertical radiator. The kitchen dinerhas a wide range of fittedwhite wall and base unitsalong with complementary worktops,integrated dishwasher, washer & dryer,Samsungdouble fridge freezer. UPVcdouble glazed leaded bay window to the side elevation. Bottle cooler fridge, integrated microwave.Lamonafour ringed hob, oven. Extractor hood, tiled flooring. Vertical black radiator. Spotlights, Frenchdoors opening out onto the rear garden.
Stairs from the aforementionedhallway lead to the landing, loft hatch with access to the attic. There are 4 bedrooms, the main bedroom in particular is a highlight. There is a modern en suite, a 3 piece suite comprises;Walk in shower cubicle, wash hand basin with mixer tap and storage, fitted mirrored cabinet. Wc, fully tiled walls and floor. Spotlights, extractor. The family bathroom has a 4 piecesuite, which comprises; bath with spa jet systems, separate large shower, wash handbasin ,toilet. Fitted TV, spot lights, chrome heated towel rail.
Externally there is a paved front garden with two gated entrance points, which provides both off road parking for several vehicles, along with turning access. The rear garden is fully enclosed, private and faces South West, which make it ideal for the sun.
The garage has been recently converted and now provides a highly flexible space, ideal for an annex, gym or providing the ability to work from home.
Gym / Annex- Newly renovated gym / office with new wiring and plumbing a Greta space for the family, black ceramic sink with storage cupboard. Bi fold doors onto the rear garden.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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