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23 Victoria Road East, Thornton Cleveleys
£745,000
Bedrooms
Bathrooms
Welcome To Cart Gate Cottage, An Exquisite Detached Residence, Completely Renovated And Reconfigured (2023-2024) Creating An Exceptional Family Living Space With Extensive Gardens, Stable And Offices. Situated In A Most Idyllic Rural Location, Surrounded By Open Fields, Yet Within Walking Distance To Well Regarded Primary And Schools With Excellent Road And Public Transport Links To Lancaster, Blackpool, Garstang And Beyond!
Located at the foot of Cart Gate hill, is this stunning detached family home withelectric gates to the frontof the propertyrevealing a generousdriveway for many vehicles, additional gates lead to the side elevation for furtherparking, outbuildings and gardens beyond.
This family home benefits from a stunning family dining kitchen area with large utility adjacent, a most impressive,reception room with feature log burner and five bi-folding doors that open the full width of the room to thecomposite decked dining area creating an al fresco dining and entertaining space, the perfect spot to enjoy the extensivegarden views. There are FOUR double bedrooms, over two floors, two boast spacious en-suite shower rooms.
There arethree detached outbuildings, one has been well insulated and is currently utilised as office space and gym, another is a garden room / lodge with bar and the final outbuilding is a stable with separate tacroom and another versatile space that could be used for a personaldance studio / office / storage. All outbuildings have HUGE potential to develop furtheregAirBNB with necessary permissions.
An OutstandingFamily Home! One NOT To Be Missed! EARLY VIEWING ESSENTIAL TO APPRECIATE THE FINE ATTENTION TO DETAIL!
Call UniqueThornton On To Secure Your Viewing Today!
EPC: C
Council Tax: G
Internal Living space: 195sqm
Tenure: Freehold.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £3,221.88
Total Interest: £414,876.13
Overall Total: £1,159,876.13
Amortization For Monthly Payment: £3,221.88 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £23,620.66 | £15,041.88 | £729,958.12 |
| 2026 | £23,132.20 | £15,530.34 | £714,427.78 |
| 2027 | £22,627.87 | £16,034.67 | £698,393.11 |
| 2028 | £22,107.17 | £16,555.37 | £681,837.74 |
| 2029 | £21,569.56 | £17,092.98 | £664,744.76 |
| 2030 | £21,014.49 | £17,648.05 | £647,096.71 |
| 2031 | £20,441.39 | £18,221.14 | £628,875.57 |
| 2032 | £19,849.69 | £18,812.85 | £610,062.72 |
| 2033 | £19,238.77 | £19,423.77 | £590,638.95 |
| 2034 | £18,608.01 | £20,054.53 | £570,584.42 |
| 2035 | £17,956.77 | £20,705.77 | £549,878.65 |
| 2036 | £17,284.38 | £21,378.16 | £528,500.50 |
| 2037 | £16,590.16 | £22,072.38 | £506,428.11 |
| 2038 | £15,873.39 | £22,789.15 | £483,638.96 |
| 2039 | £15,133.34 | £23,529.19 | £460,109.77 |
| 2040 | £14,369.27 | £24,293.27 | £435,816.50 |
| 2041 | £13,580.38 | £25,082.16 | £410,734.34 |
| 2042 | £12,765.87 | £25,896.67 | £384,837.67 |
| 2043 | £11,924.92 | £26,737.62 | £358,100.05 |
| 2044 | £11,056.65 | £27,605.89 | £330,494.17 |
| 2045 | £10,160.19 | £28,502.35 | £301,991.82 |
| 2046 | £9,234.62 | £29,427.92 | £272,563.90 |
| 2047 | £8,278.99 | £30,383.55 | £242,180.35 |
| 2048 | £7,292.33 | £31,370.21 | £210,810.15 |
| 2049 | £6,273.63 | £32,388.91 | £178,421.24 |
| 2050 | £5,221.85 | £33,440.69 | £144,980.55 |
| 2051 | £4,135.91 | £34,526.63 | £110,453.92 |
| 2052 | £3,014.71 | £35,647.83 | £74,806.09 |
| 2053 | £1,857.10 | £36,805.44 | £38,000.64 |
| 2054 | £661.89 | £38,000.64 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
23 Victoria Road East, Thornton Cleveleys
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Mon Jul 07 2025
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Mon Jul 07 2025
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