4 bedroom link detached house for sale

£415,000

4

Bedrooms

1

Bathrooms

CUL DE SAC LOCATION Virdee Estates are proud to present For Sale this four bedroom link-detached property Comprising of having a hallway, living room, extended dining room, extended fully fitted kitchen, ground floor w.c., first floor shower room, first floor bathroom and a utility office room. Further benefiting from having a driveway, garage, gas central heating, double glazing and a rear garden. Offered Freehold. EPC Rating: D68 NO CHAIN

Welcome to Little Croft! Virdee Estates have listed this well presented link-detached property situated in a sought after location. Spacious driveway to the front leads to the side garage and front of the property. On entering this superb accommodation you are greeted with a reception hallway with doors to the living room, leading onto the extended dining room, extended kitchen, utility room and side garage. From the hallway, stairs rise to the first floor leading to four bedrooms, family bathroom and shower room.

The living room is light and airy with a featured fire place, double glazed bay window to the front elevation and upvc folding doors to the rear garden. The modern kitchen features wall and base units with contrasting worktops and tiling. Stainless steel extractor chimney, stainless steel inset sink and mixer tap, panelled radiator fully tiled floor. Door to utility room/office having wall mounted combi boiler, fully tiled floor and doors off to garage and rear garden.

First floor has four generous bedrooms, all having double glazed windows, laminate flooring and radiators. The family bathroom suite comprises of a bath tub with shower-chrome mixer tap, handwash basin and w.c. Walls are partially tiled, floor being fully tiled and double glazed window to the side elevation.

The generous rear garden is very well maintained with extensive patio area. Pathway leads to the back of the garden with lawn to either side. Enclosed fenced borders for privacy.

General Information

EPC rating D68

Tenure
The property is Freehold.

The Agent has not checked the legal documents to verify the Freehold status of the property.

The buyer is advised to obtain verification from their Solicitor or Surveyor.

Services
All mains services are understood to be available and connected.

Fixtures and Fittings
All fixtures and fittings mentioned in these particulars of sale are included in the asking price. All others are specifically excluded, but some items may be available by separate negotiation.

THINKING OF SELLING OR LETTING YOUR HOME?
Virdee Estates would be delighted to carry out a FREE market appraisal of your property.
CALL NOW ON 0121 554 0330

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 345075

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 33825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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