4 bedroom detached for sale

£375,000 Guide Price

4

Bedrooms

2

Bathrooms

Virdee Estates are proud to present For Sale this four bedroom detached property. Comprising of having a porch, hallway, reception room, through lounge, dining room, kitchen/breakfast area, ground floor W.C, first floor bathroom/shower room and shower room. Further benefiting from having gas central heating, double glazing, utility room, guest cloakroom, storage rooms, side garage, conservatory, driveway, front and rear gardens. Offered Freehold. EPC Rating: E50

Approach
In and out driveway, having a brick wall, lawn area with shrubs, driveway, side garage and a hardwood front door.

Porch
Having a ceiling light point, tiled flooring, single glazed windows to the front and side elevation and a hardwood door.

Hallway
Having a ceiling light point, panelled radiator with cover, stairs leading to the first floor and laminate flooring.

Through Lounge
7.74m x 4.25m
Having two ceiling light points, two panelled radiators with covers, gas fire with surround, fitted carpet and a double glazed window to the front elevation.

Dining Room
3.73m x 4.55m
Having a ceiling light point, panelled radiator with cover, laminate flooring and a double glazed window to the front elevation.

Reception Room
2.49m x 4.15m
Having two ceiling light points, panelled radiator with cover, laminate flooring, a upvc door leading to the rear garden and a double glazed window to the side elevation.

Kitchen/Breakfast Area
Having two ceiling light points, panelled radiator with cover, wall and base units with worktop over, stainless steel sink with hot and cold taps over, ceramic splash back wall tiles, breakfast table, vinyl flooring and a double glazed window to the rear elevation.

Utility Room
3.32m x 3.96m
Having a ceiling light point, panelled radiator, base unit with worktop over, stainless steel sink with hot and cold taps over, ceramic splash back all tiles, vinyl flooring, a hardwood door leading to the rear garden and a single glazed window to the rear elevation.

Ground Floor W.C.
1.52m x 1.22 Min
Having a wall light, hand wash basin, ceramic splash back wall tiles, storage room, laminate flooring and an obscure double glazed window to the rear elevation.

Guest Cloakroom
1.95m x 1.22m
Having a ceiling light point, panelled radiator with cover and laminate flooring.

Conservatory
3.02m x 3.55m
Having a ceiling light point, vinyl flooring, a upvc door leading to the rear garden and double glazed windows to the side and rear elevations.

Side Garage
3.11m x 5.93m
Having two wall lights and concrete flooring.

First Floor

Landing
Having three ceiling light points and laminate flooring.

Bathroom/Shower Room
2.83m x 2.10m
Having a ceiling light point, heated towel rail, hand wash basin, curved bathtub with hot and cold taps over, walk in shower, ceramic splash back wall tiles, vinyl flooring and an obscure double glazed window to the rear elevation.

Shower Room
2.85m x 2.97m
Having a ceiling light point, heated towel rail, hand wash basin, walk in shower, ceramic splash back wall tiles, tiled flooring and an obscure double glazed window to the rear elevation.

Storage Room One
2.74m x 0.98m
Having a ceiling light point and fitted carpet.

Storage Room Two
0.91m x 1.99m
Having a ceiling light point and laminate flooring.

Bedroom One
3.92m Max x 4.48m
Having a ceiling light point, panelled radiator with cover, fitted wardrobes with built in dressing table, hand wash basin with vanity unit, laminate flooring and a double glazed window to the rear elevation.

Bedroom Two
3.71m x 4.23m
Having a ceiling light point, panelled radiator with cover, fitted wardrobe, hand wash basin with vanity unit, fitted carpet and a double glazed window to the front elevation.

Bedroom Three
3.75m x 4.85m
Having a ceiling light point, panelled radiator with cover, storage cupboard, hand wash basin with vanity unit, laminate flooring and a double glazed window to the front elevation.

Bedroom Four
3.73 Max x 3.71
Having a ceiling light point, panelled radiator with cover, storage cupboard, hand wash basin with vanity unit, laminate flooring and a double glazed window to the front elevation.

Garden
Having a fence perimeter with shrubs, slab paving, spacious lawn area and two sheds.

General Information

Tenure
The property is Freehold.

The Agent has not checked the legal documents to verify the Freehold status of the property. The buyer is advised to obtain verification from their Solicitor or Surveyor.

Services
All mains services are understood to be available and connected.

Fixtures and Fittings
All fixtures and fittings mentioned in these particulars of sale are included in the asking price. All others are specifically excluded, but some items may be available by separate negotiation.

THINKING OF SELLING OR LETTING YOUR HOME
Virdee Estates would be delighted to carry out a FREE market appraisal of your property.
CALL NOW ON 0121 554 0330

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 312075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 30825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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