4 bedroom detached for sale

£525,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

'Wainwright Estate Agents are delighted to offer for sale this detached family home located in the popular location of Carkeel, Saltash. The acccommodation briefly comprises lounge/diner, kitchen, downstairs cloakroom, four double bedrooms, family bathroom, integral double garage and further detached garage, sweeping driveway, front and large enclosed level rear garden. Other benefits include double glazing and gas central heating. EPC = D (66). Freehold Property. Council Tax Band E.

Location - The property is situated in the Carkeel area which is located on the edge of the popular Cornish town of Saltash. Saltash is a popular Cornish Town located across the River Tamar from Plymouth and is often known as The Gateway To Cornwall. The town centre has many shops with doctors, dentists, library, leisure centre and train station all a short distance away, there are regular bus services to the local surrounding areas. There are various popular schools in the area. Saltash offers great transport links to Devon and Cornwall along the A38 corridor

Entrance - Front door leading into porch.

Porch - Coat hanging space, wall light point, doorway leading into the hallway.

Hallway - Doorways leading into the downstairs living accommodation, radiator, power point, storage cupboard, stairs leading to the first floor.

Lounge/Diner - 7.09m x 5.03m (233 x 166) - This is an L shaped room and the measurements are taken from max points. Double glazed windows to the front and rear aspect, radiators, power points, feature fireplace, double glazed patio doors leading to the rear garden.

Kitchen/Breakfast Room - 4.39m x 2.87m (145 x 95) - Range of matching kitchen units comprising wall mounted and base units with worksurfaces above, single drainer sink unit with mixer tap, space and plumbing for washing machine, various power points, radiator, double glazed window to the rear aspect with a pleasant view overlooking the rear garden, doorway leading to the rear garden.

Cloakroom - Low level w.c., window to the side aspect, wash hand basin.

Stairs - Leading to the first floor landing.

Landing - Doorways leading into the first floor living accommodation, window to the front aspect, loft hatch.

Bedroom 1 - 5.05m x 3.30m (167 x 1010) - Dual aspect room with double glazed windows to the front and rear aspect with stunning views from the rear of the garden, local countryside and The Tamar Valley, radiator, power points, built in wardrobes.

Bedroom 2 - 4.70m x 2.82m (155 x 93 ) - Double glazed window to the front aspect, radiator, power points.

Bedroom 3 - 3.58m (to fitted wardrobes x 2.92m (119 (to fitte - Double glazed window to the rear aspect with stunning views overlooking the garden, local countryside and The Tamar Valley, radiator, power points, built in shower cubicle with shower, pedestal wash hand basin, radiator, power points, built in wardrobes.

Bedroom 4 - 3.28m x 2.90m (109 x 96) - Double glazed window to the rear aspect with stunning views, radiator, power points, fitted wardrobe.

Bathroom - 2.87m x 1.98m (95 x 66) - Modern matching bathroom suite comprising P shaped shower bath with shower attachement above, pedestal wash hand basin, low level w.c., tiled walls, radiator, obscure glass double glazed window to the side aspect.

Integral Double Garage - 5.16m x 4.75m (1611 x 157) - Power and lighting, window to the side aspect, metal up and over garage door. Wall mounted gas boiler supplying the hot water and central heating system.

Outside - To the front of the property there is a sweeping tree lined driveway leading to the front of the property where there is additional parking. The front garden had grassed areas with various mature plants and shrubs.

Detached Garage - 6.86m x 5.23m (226 x 172) - Detached double garage with lighting.

Rear Garden - This is one of the many selling features of this property. Enclosed large level rear garden which is mainly laid to lawn with various mature plants, flowers, shrubs and trees, there is a patio area providing an ideal spot for entertaining or alfresco dining, the garden backs onto local fields and there are amazing views of the local area and The Tamar Valley.

Agents Note - The property has a septic tank.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 435825

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 13125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 42075
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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