5 bedroom detached for sale

£650,000

5

Bedrooms

3

Bathrooms

Floorplan

A wonderful family home that has been extended and beautifully finished, providing just over 1,400 sq ft of accommodation including five good sized Bedrooms and three Bathrooms - two that are en-suite. The property features a fabulous Kitchen/Family Room which forms the hub-of-the-house - an amazing family oriented space for all to come together, with the bonus of a smaller Living Room and a separate Snug for those occasions when you all want a little bit more personal space (sports on the TV, maybe!). All in all, a tremendous detached family home in this excellent location close to shops, amenities, as well as main bus route to and from Oxford.

The front door opens into an Entrance Hallway with stairs to the first floor and built in storage beneath. The Kitchen/Family Room provides a great range of modern fitted kitchen cupboard units, worktops and appliances, with Dining Areas as well as Sofa Area, and glazed patio doors onto the rear garden. There is also a cosy Living Room, as well as a Snug or perhaps Study. The ground floor Bedroom at the front of the house provides a good double room with its own En-Suite Shower Room, with shower cubicle, wc and basin.

On the first floor there are four further good sized Bedrooms, one of which benefits from En-Suite Dressing Room and Bathroom, including bath with shower over, wc and basin. There is also a beautifully appointed Shower Room off the landing, with a large walk-in shower, wc and basin.

Outside the property there is off street parking to both front and rear, with a large pull in brick-paved driveway providing parking for several, as well as double gates into the rear of the garden for further parking and the detached Garage, that provides an excellent footprint should you wish to construct a sizeable Home Office, or even potentially an Annexe, as the plumbing and drainage runs through that end of the garden. There is a decked area to catch the best of the afternoon and evening sun, and the garden is otherwise laid to artificial grass for easy, low maintenance. The garden is enclosed by garden wall and fence.

Kidlington is a sizeable village (said to be the largest in Europe!) just on the edge of Oxford, benefiting from all the main services that you would normally associate with a small town, including choice of shops and supermarkets, a modern high street as well as local shopping parades scattered throughout its various zones, a large number of pubs and restaurants, access to the A34, A44 and Airport, and near access to the mainline Oxford Parkway railway station, reaching London Marylebone in less than an hour, or Central Oxford in just a few minutes.

EPC Rating: C

Council Tax Band: D

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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