3 bedroom detached for sale

£650,000 Guide Price

3

Bedrooms

1

Bathrooms

Floorplan

FLINTWELL COTTAGE
14 READING ROAD LOWER BASILDON BERKSHIRE


STREATLEY/GORING on THAMES - 2 miles PANGBOURNE on THAMES - 2 miles
READING - 6 miles M4 at Theale (Junction 12) - 7 miles WALLINGFORD - 6 miles
NEWBURY - 13 miles OXFORD - 19 miles (Distances approximate)


Prominently situated in this small village which lies on the Berkshire side of the River Thames close to Goring on Thames & Pangbourne on Thames with the scenic Chilterns Escarpment rising up on the opposite side of the river in Oxfordshire. Easily accessible for trains up to London Paddington within the hour, and for Reading and the M4. An appealing Semi-Detached period house situated in just under approximately an Acre of mature park-like grounds offering good proportions dating from the mid 1800s affording 3 bedroom charming character accommodation.


Reception Hall
Cloakroom
Dining Room
Sitting Room
Kitchen
Breakfast / Family room
Utility / Store Room
Inner Hall


Landing
3 Bedrooms
Family Bathroom


Entrance Drive
Detached Garage


Mature Park Like Gardens Approaching of An Acre


External Store & Sheds


SITUATION
Situated in scenic countryside designated an area of Outstanding Natural Beauty, the small village of Lower Basildon lies approximately midway between Pangbourne and Streatley on Thames at the foot of the Berkshire Downlands overlooking the Thames Valley and across to the Chilterns on the Oxfordshire side of the river.


Comprehensive everyday amenities and facilities including shops, banks, health centres, libraries and excellent primary schools are available at Goring on Thames and Pangbourne with both villages also having mainline stations providing fast commuter services to Reading and up to London (Paddington in well under the hour). Road communications are also excellent with Reading and the M4 motorway being easily accessible.


On the edge of Lower Basildon stands the historic Basildon House, now owned by the National Trust and open to the public as is Beale Park, which extends along the banks of the river where can be seen many exotic varieties of animals and birds as well as a miniature railway.


Near the River Thames off Church Lane is the historic 13th century Parish Church of St Bartholomews.


PROPERTY DESCRIPTION
Flintwell Cottage is an individual Semi-Detached property built in the mid 1800s in traditional style reflecting the period charm of the mid-Victorian period. Having distinctive painted rendered panels insets with painted timberwork to the elevations with a pitched clay tiled roof, the house is double-fronted with generous accommodation arranged in typical Victorian manner with high ceilings and good room proportions. In all the mature park like grounds approach approximately half an acre.


Prominently situated in this small village which lies on the Berkshire side of the River Thames close to Goring on Thames & Pangbourne on Thames with the scenic Chilterns Escarpment rising up on the opposite side of the river in Oxfordshire, the Cottage is easily accessible for trains up to London Paddington within the hour, and for Reading and the M4.


OUTSIDE
The property has a brick-walled frontage with mature hedging and planting affording a private aspect. The driveway afforded is an In & Out driveway and affords parking and access to the detached Garage.


Off to one side of the cottage a separate pedestrian gate opens onto a wide flag stone terrace which leads up Auditorium styled terraced steps to the main lawned garden.


The main garden is both delightful and private and from only part the way along glorious views are afforded beyond to the Chiltern escarpment across from The River Thames. Many mature shrubs, hedges, and trees of note are to be found.


There are an array of timber Sheds within the grounds affording superb storage, and off to one side of the property there is also an attached Store.


GENERAL INFORMATION
Services: Mains water, electricity and drainage are connected to the property. Central heating and domestic hot water from an electric boiler located in the Utility Room.
Council Tax: E
Energy Performance Rating: F / 26
Postcode: RG8 9NG
Local Authority: West Berkshire District Council
Telephone:


VIEWING
Strictly by appointment through Warmingham & Co.


DIRECTIONS
From our offices in the centre of Goring turn left and proceed down the High Street across the river bridge and up to the top of Streatley High Street where at the traffic lights turn left for Pangbourne. On reaching Lower Basildon in approximately 2 miles Flintwell Cottage will be found immediately off on the right hand side prior to entering the village proper.


DISCLAIMER
The agent has not tested any apparatus, equipment, fittings or services so cannot verify that they are in working order. If required, the client is advised to obtain verification. These particulars are issued on the understanding that all negotiations are conducted through Warmingham & Co. Whilst all due care is taken in the preparation of these particulars, no responsibility for their accuracy is accepted, nor do they form part of any offer or contract. Intending clients must satisfy themselves by inspection or otherwise as to their accuracy prior to signing a contract.



Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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Total Profit

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  • Cumulative Rental Profit
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