4 bedroom detached for sale

£400,000

4

Bedrooms

2

Bathrooms

New to the market with Whitegates Huddersfield, Holmfirth and Brighouse is this spacious Four-Bedroom Home in Bradley, Huddersfield

Located in the sought-after area of Bradley, this well-presented four-bedroom property offers flexible living across two floors, with two bedrooms and a bathroom on each level. Featuring two reception rooms, a conservatory, side porch, and generous front and rear gardens, its ideal for families or multi-generational living. A gated driveway, garage, and excellent local amenities complete the package.

An internal inspection is highly recommended.

Spacious Four-Bedroom Family Home in the Heart of Bradley, Huddersfield

Positioned in the ever-popular residential area of Bradley, Huddersfield, this spacious and versatile four-bedroom home offers the perfect blend of comfort, functionality, and potential. With a well-thought-out layout spread over two floors, the property is ideally suited to families of all sizes, including those seeking multi-generational living.

The ground floor features two generously sized double bedrooms and a modern bathroom, while the first floor offers two additional bedrooms and a second well-appointed bathroomensuring convenience and privacy for all. The expansive internal floorplan includes two light-filled reception rooms, a bright and airy conservatory, and a practical side porch, offering a range of flexible living and entertaining spaces.

Externally, the home continues to impress with large gardens to both the front and rearperfect for outdoor relaxation, play, or gardening. A detached garage and a gated driveway with space for two to three vehicles provide ample parking and additional security.

With its main entrance set back for added privacy and a quiet yet convenient location close to local schools, amenities, and transport links, this property offers an exceptional opportunity to secure a substantial and well-maintained family home in a desirable neighbourhood.

An internal inspection is highly recommended to fully appreciate the space, layout, and potential this wonderful home has to offer.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 332700

Mortgage Loan to Value

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Gross Yield

%

Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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