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£450,000
Bedrooms
Bathrooms
This well-maintained and improved three-bedroom semi-detached home is ideally located near central Harborne, offering a convenient and desirable location with easy access to local amenities. The property benefits from a spacious driveway providing off-road parking, with the added advantage of further potential for extension, subject to the usual planning restrictions.
Upon entering, you are welcomed into a bright hallway, leading to a spacious living/dining room with a large bay window that fills the room with natural light. The room also features a fireplace, creating a comfortable atmosphere. At the rear, the kitchen offers a separate breakfast area with views of the garden and direct access to the outdoor space through a side door. The kitchen is well-equipped with modern units and ample space for appliances.
Upstairs, the property features three generously sized bedrooms. The master bedroom is located at the front, providing a peaceful retreat. Bedroom two, situated at the rear, enjoys views over the garden, while the third bedroom, which could be used as a home office or smaller bedroom, completes the first floor. The family bathroom is modern and includes a bath, shower, toilet, and basin.
The rear garden is a wonderful feature, with a well-maintained lawn and a paved patio area, ideal for outdoor dining and relaxation. A timber shed at the end of the garden provides additional storage. This property offers excellent potential for future improvements or extensions, making it a great opportunity for those seeking to personalise their home.
This home combines a sought-after location, spacious living areas, and further potential, making it an ideal choice for families or those looking to invest in a property with room to grow.
Harborne is a vibrant and highly sought-after area located just a short distance from Birmingham city centre. Known for its strong sense of community, it offers a perfect blend of suburban charm and urban convenience. The area boasts a wide range of local amenities, including independent shops, cafes, restaurants, and pubs, making it a popular choice for both families and professionals alike.
For those with families, Harborne is well-served by a selection of highly regarded schools, including Harborne Primary School and the prestigious Blue Coat School. The area is also home to beautiful green spaces such as the nearby Winterbourne House and Garden, providing residents with a tranquil escape from the hustle and bustle.
Harborne benefits from excellent transport links, with regular bus services and easy access to Birminghams city centre and beyond. The area is also within close proximity to the University of Birmingham, making it a popular location for students and staff alike. Whether you enjoy a leisurely stroll through the high street, exploring local parks, or dining out in one of the areas many eateries, Harborne offers something for everyone.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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