4 bedroom semi-detached for sale

£735,000

4

Bedrooms

2

Bathrooms

Floorplan

Westmount Estates are delighted to offer this extended and much improved FOUR bedroom semi detached family home. Internally to the ground floor the property boasts large airy rooms with a lounge, open plan kitchen and dining room and third reception. To the second floor there are three well appointed bedrooms and a family bathroom with four piece suite with a second staircase to the master bedroom which boasts a Juliette balcony, dressing room and en-suite facilities. The garden to the rear has a south westerly aspect with mature shrubs and flower borders with a garage to the side and off road parking to the front. Situated in the heart of New Eltham and with in the catchment areas of Wybourne and Dulverton primary schools, New Eltham mainline station (Zone 4) offering a fast and frequent service to numerous London Termini and an array of local shops within the village. Council council tax band E. EPC rating E . Freehold.

Entrance Porch - A double glazed leaded light fully enclosed entrance porch, inset spotlights, tiled walls and flooring, a wooden front door with beveled leaded light glass to the entrance hall.

Entrance Hall - Half wood paneled walls, stairs to the first floor, under stairs storage cupboard, radiator, double glazed window to front, laminate flooring, centre light point.

Lounge - A double glazed bay leaded light window to front with stained glass fanlights, striped and polished wooden flooring, a feature cast iron fireplace with tiled insert and wooden mantle, half paneled walls, radiator, ornate coved cornice, ornate centre ceiling rose, centre light point.

Fitted Kitchen - A range of eye and base units, laminate work surface with tiled surround, floating island with a four ring hob, single sink unit with drainer and mixer taps, plumbing for washing machine and dishwasher, built in oven and microwave, space for a freestanding fridge freezer, double glazed leaded light window to rear with bespoke window shutters, door housing a large storage cupboard with wall mounted boiler, laminate flooring, radiator, open plan to a dining area.

Dining Area - An exposed feature chimney breast with log burner fire, archway to a third reception room. centre light point.

Third Reception - Double glazed windows to side and rear, French patio doors for access to the garden, laminate flooring, radiator, centre light point.

Landing - A dog-leg staircase to the first floor, double glazed frosted window to side with stained glass fanlight, wood flooring, a second staircase to the master bedroom, centre light point.

Bedroom Two - A double glazed leaded light bay window to front with stained glass fanlights, floor to ceiling wardrobes with storage cupboards above, radiator, wood flooring, coved ceiling, centre light point.

Bedroom Three - A double glazed window to rear with stained glass fanlights, radiator, two built in wardrobes to the recess, cast iron fireplace, wood flooring, centre light point.

Bedroom Four - A double glazed leaded light window to front with stained glass fanlight, radiator, dado rail, centre light point.

Family Bathroom - A four piece suite comprising a panel enclosed bath with mixer taps, walk in fixed and detachable head shower with tiled insert and glass screen, vanity wash hand basin, low flush w/c, double glazed frosted window to rear with stained glass fanlights and bespoke window shutters, tiled flooring, radiator, extractor fan, towel rail radiator.

Second Landing - Stair to a second landing, double glazed Velux window to front, door to the master bedroom.

Master Bedroom - Two double glazed Veluz windows to front, door to eaves storage area, double glazed French patio doors to a Juliette balcony, radiator, door to a large walk n wardrobe with inset spotlights, centre light point, door to en-suite bathroom.

En-Suite Bathroom - A fixed and detachable head shower , tiled insert and glass screen, pedestal wash hand basin, low flush w/c, double glazed frosted window to rear, tiled flooring, towel rail radiator, inset spotlights.

Rear Garden - A large decking area with side access via a lockable gate, outside tap and lighting. The main garden is laid to lawn with mature shrubs and flower borders, a second decking area for additional seating, westerly aspect for sunshine.

Frontage - A block paved driveway for off road parking, raised flowerbeds, access to the share driveway via a lockable wrought iron gate, lockable gate to rear garden.

Garage - A pitched roof garage with double doors, power and lighting, personal door to the garden, accessed via a share driveway.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 609075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 57825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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